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101 Ann St, Key West, FL 33040 Property Records

Monroe County property record for 101 Ann St, Key West, FL 33040

Property Summary

Property TypeMixed Use Commercial/Industrial
Details2 ba · 6,030 sqft · built 1948
Lot Size0.068 acres (2,966 sqft)
OwnerOwner Name on Record
Last Sale$1,900,000 (Jun 2006)
Tax Bill$14,218 (2024)
Deeds & MortgagesDec 2020 Mortgage
Nov 2020 Line of Credit
Flood ZoneZone AE (high risk)
APN00000340-000100

Property Details

APN / Parcel Number

Primary APN00000340-000100
Alternative APN
  • 8930098

Interior

Full Baths2 Baths
Stories3 Stories
Building Area6,030 sqft Total Area
1st Floor Area6,030 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 2000
Exterior MaterialOther
Fire ResistanceMasonry Walls, Wood Interior
Lot Area2,966 sqft (0.068 acres)

Location & Zoning

Account Number8930098
Street Address101 ANN ST
CityKEY WEST
StateFL
Zip33040-6601
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Commercial/Industrial
Legal DescriptionKW PT LOT 3 SQR 6 G26-188 OR649-877/878 OR661-157/158 OR954-1673/74 OR1196-1219/21 OR1870-2194/95Q/C OR2215-913/14
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 06
Legal Lot Number3
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2039
Census Tract972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address101 ANN ST, KEY WEST, FL 33040-6601
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
GREENWOODS ST BK
Nov 6, 2020Deed of Trust, Mortgage · Line of Credit
FIRST ST BK/FL KEYS

Assessor's Deed Record

Last SaleJun 9, 2006 · Amount on Record
Deed SaleJun 9, 2006 · Amount on Record
Prior SaleMay 29, 2002 · Amount on Record
Deed Document Number1586317
Deed Book / Page2215 / 0913
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address101 ANN ST, KEY WEST, FL 33040-6601
Document Number0030661343
Instrument DateDec 29, 2020
Transaction TypeMortgage
Record UpdatedJan 21, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address43 S WATER ST E FORT ATKINSON WI 535382052, FORT ATKINSON, WI 53538-2052

Mortgage

Document Number0030661343
DateDec 30, 2020
Book Page003066/001343
Instrument2297518
Lender
NameGREENWOODS ST BK
TypeBank
AddressLAKE MILLS, WI 53551
Agreement
TypeConventional Mortgage
AmountAmount Recorded

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address101 ANN ST, KEY WEST, FL 33040-6601
Document Number0030560254
Instrument DateNov 6, 2020
Transaction TypeMortgage
Record UpdatedDec 9, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address101 ANN ST KEY WEST FL 330406601, KEY WEST, FL 33040-6601

Mortgage

Document Number0030560254
DateNov 10, 2020
Book Page003056/000254
Instrument2290389
Lender
NameFIRST ST BK/FL KEYS
TypeBank
Address1201 SIMONTON ST, KEY WEST, FL 33040-3111
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueNov 9, 2025
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,726,551 (+3.33%) Land $832,923 Building $893,628$1,726,551 (+3.33%) Land $832,923 Building $893,628
2024$14,218.00 (+3.91%)
2023$13,683.00 (+13.59%)$1,670,861 (+16.68%) Land $763,513 Building $907,348$1,670,861 (+16.68%) Land $763,513 Building $907,348
2022$12,046.00$1,431,947 Land $694,103 Building $737,844$1,431,947 Land $694,103 Building $737,844

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

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