11 Westminster Pl, Beaufort, SC 29907 Property Records

Beaufort County property record for 11 Westminster Pl, Beaufort, SC 29907

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,922 sqft · built 2004
Lot Size	0.489 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Oct 2018)
Tax Bill	$1,919 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R20000500002590000`

Property Details

APN / Parcel Number

Primary APN	`R20000500002590000`
Alternative APN	`11028301`

Interior

Bedrooms	3 Beds
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,922 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	21,344 sqft (0.489 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	11028301
Old Parcel Number	R20000500002590000
Street Address	11 WESTMINSTER PL
City	BEAUFORT
State	SC
Zip	29907-1967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4112
Legal Description	LOT 5 PARK PLACE S/D PH I PB94 P72 PB94 P178 PB97 P132
Legal Subdivision	WESTMINISTER PLACE
Legal Phase	1
Legal Lot Number	5
Jurisdiction	BEAUFORT SC
Township / Civil Division	ST. HELENA ISLAND
Census Block Group	1
Census Block	1000
Census Tract	902

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11 WESTMINSTER PL, BEAUFORT, SC 29907-1967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
May 11, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Nov 25, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Oct 24, 2018	Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2018 · Amount on Record
Deed Sale	Oct 24, 2018 · Amount on Record
Prior Sale	May 21, 2007 · Amount on Record
Deed Document Number	2018057711
Deed Book / Page	3709 / 3302
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	11 WESTMINSTER PL, BEAUFORT, SC 29907-1967
Transaction Type	Mortgage
Record Updated	Feb 1, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002540
Date	Jan 19, 2024
Book Page	4304/980
Instrument	2024002540

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2044

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	11 WESTMINSTER PL, BEAUFORT, SC 29907-1967
Transaction Type	Mortgage
Record Updated	May 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 WESTMINSTER PL, BEAUFORT, SC 29907-1967

Mortgage

Document Number	0000027826
Date	May 11, 2022
Book Page	4144/3110
Instrument	2022027826

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	11 WESTMINSTER PL, BEAUFORT, SC 29907-1967
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064474
Date	Sep 10, 2021
Book Page	4058/3275
Instrument	2021064474

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	11 WESTMINSTER PL, BEAUFORT, SC 29907-1967
Document Number	0000065931
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 WESTMINSTER PL BEAUFORT SC 299071967, BEAUFORT, SC 29907-1967

Mortgage

Document Number	0000065931
Date	Dec 9, 2019
Book Page	003818/000199
Instrument	65931

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2049

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 24, 2018
Property Address	11 WESTMINSTER PL, BEAUFORT, SC 29907-1967
Document Number	0000057711
Book / Page	3709 / 3302
Map Reference	MB 94 PG 178
Instrument Date	Oct 12, 2018
Instrument	2018057711
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 WESTMINISTER PL, LADYS ISLAND, SC 29907-1967

Mortgage

Document Number	0000057712
Date	Oct 24, 2018
Instrument	2018057712

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,919.00	$12,880 (-19.46%)
2024	$1,919.00 (+1.91%)	$15,992 (-) Land $1,600 Building $14,392	$399,800 (-) Land $40,000 Building $359,800
2023	$1,883.00 (+6.63%)	$15,992 (+42.79%) Land $1,600 Building $14,392	$399,800 (+42.79%) Land $40,000 Building $359,800
2022	$1,766.00	$11,200 Land $1,400 Building $9,800	$280,000 Land $35,000 Building $245,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 196 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	196 in force
Nearby Flood Claims	16 (1993–2024)
Claims Outside the SFHA	14 of 16
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 57% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Sparklight Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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