11 Towerbridge Pl, Saint Charles, MO 63303 Property Records

St. Charles County property record for 11 Towerbridge Pl, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,548 sqft · built 2012
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$517,500 (Nov 2021)
Tax Bill	$6,182 (2025)
Deeds & Mortgages	Nov 2021 Sale Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T070800598`

Property Details

APN / Parcel Number

Primary APN	`T070800598`
Alternative APN	`3-0162-A210-00-043A.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,548 sqft Living Area
Gross Area	5,812 sqft
1st Floor Area	1,924 sqft
Basement Area	1,624 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T070800598
Street Address	11 TOWERBRIDGE PL
City	SAINT CHARLES
State	MO
Zip	63303-4801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TALBRIDGE VLGS A-C LOT 43A
Legal Subdivision	TALBRIDGE VLGS A-C
Legal Lot Number	43A
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	3
Census Block	3008
Census Tract	311004

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESITE MORTGAGE LLC
Jun 21, 2017	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Nov 12, 2021 · Amount on Record
Deed Document Number	202193292
Prior Transfer Date	Nov 8, 2021
Prior Transfer Doc	2021R093292
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 12, 2021
Property Address	11 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4801
Document Number	2021R093292
Map Reference	MB 44 PG 26-30
Instrument Date	Nov 8, 2021
Instrument	2021R-093292
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 TOWERBRIDGE PL, 11, SAINT CHARLES, MO 63303-4801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 PENN CTR W # 2ND, PITTSBURGH, PA 15276-0108
Investor	Possibly a Property Investor

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 12, 2021
Property Address	11 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4801
Document Number	2021R093293
Map Reference	MB 44 PG 26-30
Instrument Date	Nov 8, 2021
Instrument	2021R-093293
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 PENN CTR W # W2ND, 6, PITTSBURGH, PA 15276-0108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4801

Mortgage

Document Number	2021R093294
Date	Nov 12, 2021
Instrument	2021R-093294

Lender

Name	HOMESITE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 21, 2017
Property Address	11 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4801
Document Number	0067621866
Book / Page	6762 / 1866
Map Reference	MB 44 PG 26-30
Instrument Date	Jun 15, 2017
Instrument	20170621000379450
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	US TITLE CORPORATION AND O

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 TOWERBRIDGE PL, 11, SAINT CHARLES, MO 63303-4801

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4801

Mortgage

Document Number	20170621000379460
Date	Jun 21, 2017
Instrument	20170621000379460

Lender

Name	CORNERSTONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,689 (-)	$566,787 (-) Land $90,000 Building $476,787
2025	$6,182.00 (+1.43%)	$107,689 (+4.41%)	$566,787 (+4.41%) Land $90,000 Building $476,787
2024	$6,095.00
2023		$103,141
2022			$542,848 Land $65,000 Building $477,848

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	49 (1979–1995)
Claims Outside the SFHA	4 of 49
Most Recent Claim	Jun 1995 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 2 claims Severe Storms & Flooding, Sep 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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