11 Stephen Ct, North Haven, CT 06473 Property Records

North Haven Town property record for 11 Stephen Ct, North Haven, CT 06473

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,886 sqft · built 1993
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Apr 2013)
Tax Bill	$16,326 (2026)
Deeds & Mortgages	Sep 2023 Refinance Oct 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`NRHV M:065 L:071`

Property Details

APN / Parcel Number

Primary APN	`NRHV M:065 L:071`
Alternative APN	`285569`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,886 sqft Living Area
Gross Area	10,003 sqft
1st Floor Area	2,432 sqft
Basement Area	2,432 sqft
Unfinished Basement	2,432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	285569
Street Address	11 STEPHEN CT
City	NORTH HAVEN
State	CT
Zip	06473-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Lot Number	71
Jurisdiction	NORTH HAVEN CT
Township / Civil Division	NORTH HAVEN
Census Block Group	3
Census Block	3000
Census Tract	167102

Owner

11 Stephen Ct is owned and occupied by an individual who acquired it in October 2018.

Source: North Haven Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	11 STEPHEN CT, NORTH HAVEN, CT 06473-2044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Oct 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Feb 2, 2021	Deed of Trust, Mortgage · Balloon Mortgage QUICKEN LOANS INC
Nov 7, 2017	Deed of Trust, Mortgage CITIZENS BANK
Feb 11, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2013 · Amount on File
Deed Sale	Apr 22, 2013 · Amount on File
Deed Book / Page	885 / 797
Last Transfer Date	Oct 24, 2018
Transfer Doc	981-871
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH HAVEN CT
Property Address	11 STEPHEN CT, NORTH HAVEN, CT 06473-2044
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001073-835
Date	Sep 22, 2023
Book Page	1073/835
Instrument	202300002165

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2043

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH HAVEN CT
Property Address	11 STEPHEN CT, NORTH HAVEN, CT 06473-2044
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1041-16
Date	Oct 18, 2021
Book Page	1041/16
Instrument	202100004357

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH HAVEN CT
Property Address	11 STEPHEN CT, NORTH HAVEN, CT 06473-2044
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1021-164
Date	Feb 2, 2021
Book Page	1021/164
Instrument	202100000485

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	169 Months
Due	Mar 1, 2035

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH HAVEN CT
Property Address	11 STEPHEN CT, NORTH HAVEN, CT 06473-2044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	963-11
Date	Nov 7, 2017
Book Page	963/11
Instrument	3107

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2027

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH HAVEN CT
Recording Date	Feb 11, 2019
Property Address	11 STEPHEN CT, NORTH HAVEN, CT 06473-2044
Document Number	981-871
Book / Page	000981 / 000871
Instrument Date	Oct 24, 2018
Instrument	350
Transaction Type	Transfer
Record Updated	Mar 5, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 STEPHEN CT NORTH HAVEN CT 064732044, NORTH HAVEN, CT 06473-2044

Tax Assessment & Valuation

The 2026 property tax bill for 11 Stephen Ct was $16,326, up 3.7% from the year before.

Source: North Haven Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	North Haven Town
Unified School District	North Haven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,326.00 (+3.73%)	$534,240 (-) Land $91,070 Building $443,170	$962,323 (+157.33%)
2025	$15,739.00	$534,240 Land $91,070 Building $443,170	$373,968 Land $63,749 Building $310,219
2024	$15,739.00 (+30.02%)
2023	$12,105.00	$370,760 Land $91,040 Building $279,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Stephen Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Stephen Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GoNetspeed, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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