10 Stephen Ct, North Haven, CT 06473 Property Records

North Haven Town property record for 10 Stephen Ct, North Haven, CT 06473

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,847 sqft · built 1996
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Jun 2019)
Tax Bill	$17,728 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Jan 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NRHV M:065 L:072`

Property Details

APN / Parcel Number

Primary APN	`NRHV M:065 L:072`
Alternative APN	`285570`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,847 sqft Living Area
Gross Area	10,294 sqft
1st Floor Area	2,130 sqft
Basement Area	2,130 sqft
Unfinished Basement	2,130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,155 sqft (0.83 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	285570
Street Address	10 STEPHEN CT
City	NORTH HAVEN
State	CT
Zip	06473-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Lot Number	72
Jurisdiction	NORTH HAVEN CT
Township / Civil Division	NORTH HAVEN
Census Block Group	3
Census Block	3000
Census Tract	167102

Owner

Source: North Haven Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 STEPHEN CT, NORTH HAVEN, CT 06473-2044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jan 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Jan 4, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 19, 2019	Executor's Deed, Transfer · Stand-Alone First Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2019 · Amount on Record
Deed Sale	Jun 19, 2019 · Amount on Record
Prior Sale	Aug 16, 1993 · Amount on Record
Deed Document Number	20191583
Deed Book / Page	986 / 882
Last Transfer Date	Dec 22, 2020
Transfer Doc	1018-959
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH HAVEN CT
Property Address	10 STEPHEN CT, NORTH HAVEN, CT 06473-2044
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001055-695
Date	Jun 28, 2022
Book Page	1055/695
Instrument	202200001990

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH HAVEN CT
Property Address	10 STEPHEN CT, NORTH HAVEN, CT 06473-2044
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001046-896
Date	Jan 12, 2022
Book Page	1046/896
Instrument	202200000137

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH HAVEN CT
Recording Date	Jan 4, 2021
Property Address	10 STEPHEN CT, NORTH HAVEN, CT 06473-2044
Document Number	1018-959
Book / Page	1018 / 959
Instrument Date	Dec 22, 2020
Instrument	202100000049
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 STEPHEN CT, NORTH HAVEN, CT 06473-2044

June 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	NORTH HAVEN CT
Recording Date	Jun 19, 2019
Property Address	10 STEPHEN CT, NORTH HAVEN, CT 06473-2044
Document Number	986-882
Book / Page	986 / 882
Instrument Date	Jun 17, 2019
Instrument	201900001583
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 STEPHEN CT, NORTH HAVEN, CT 06473-2044

Mortgage

Document Number	201900001584
Date	Jun 19, 2019
Instrument	201900001584

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: North Haven Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	North Haven Town
Unified School District	North Haven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,728.00 (+3.74%)	$580,090 (-) Land $88,550 Building $491,540	$947,695 (+133.39%)
2025	$17,089.00	$580,090 (+44.67%) Land $88,550 Building $491,540	$406,063 Land $61,985 Building $344,078
2024	$17,089.00 (+30.53%)
2023	$13,092.00	$400,970 Land $88,560 Building $312,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GoNetspeed, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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