Erie County and Cheektowaga Town property record for 11 Sandy Ln, Buffalo, NY 14227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 949 sqft · built 1957 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Aug 2025) |
| Tax Bill | $6,463 (2026) |
| Deeds & Mortgages | Aug 2025 Second Mortgage Aug 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-0021000 |
| Primary APN | 039-0021000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 949 sqft Living Area |
| 1st Floor Area | 949 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 190 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 325 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 039-0021000 |
|---|---|
| Street Address | 11 SANDY LN |
| City | BUFFALO |
| State | NY |
| Zip | 14227-1330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02R |
| Legal Description | MC 2145 SL 27/26 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 9.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10902 |
11 Sandy Ln is owned and occupied by an individual who bought it in August 2025.
Source: Erie County and Cheektowaga Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 SANDY LN, BUFFALO, NY 14227-1330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BROADVIEW FCU |
| Aug 1, 2025 | Deed, Transfer · Conventional Mortgage BROADVIEW FCU |
| Nov 21, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2025 · Amount on File |
| Deed Sale | Aug 1, 2025 · Amount on File |
| Deed Document Number | 2025138505 |
| Deed Book / Page | 11448 / 6701 |
| Prior Transfer Date | Nov 7, 2023 |
| Prior Transfer Doc | 0114247083 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 11 SANDY LN, BUFFALO, NY 14227-1330 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 96 BAYBERRY AVE, WEST SENECA, NY 14224-2805 |
| Document Number | 0141690917 |
|---|---|
| Date | Aug 1, 2025 |
| Book Page | 14169/917 |
| Instrument | 2025138508 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Aug 1, 2025 |
| Property Address | 11 SANDY LN, BUFFALO, NY 14227-1330 |
| Document Number | 0114486701 |
| Book / Page | 11448 / 6701 |
| Instrument Date | Jul 16, 2025 |
| Instrument | 2025138505 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 DARLENE DR, CORAOPOLIS, PA 15108-9313 |
| Name | Verified Name |
|---|---|
| Address | 11 SANDY LN, CHEEKTOWAGA, NY 14227-1330 |
| Document Number | 0014169894 |
|---|---|
| Date | Aug 1, 2025 |
| Instrument | 14169/894 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Document Number | 0141690910 |
|---|---|
| Date | Aug 1, 2025 |
| Book Page | 14169/910 |
| Instrument | 2025138507 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Nov 21, 2023 |
| Property Address | 11 SANDY LN, CHEEKTOWAGA, NY 14227-1330 |
| Document Number | 0114247083 |
| Book / Page | 11424 / 7083 |
| Instrument Date | Nov 7, 2023 |
| Instrument | 2023199702 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 SANDY LN, CHEEKTOWAGA, NY 14227-1330 |
| Name | Verified Name |
|---|---|
| Address | 600 DARLENE DR, CORAOPOLIS, PA 15108 |
The 2026 property tax bill for 11 Sandy Ln was $6,463, up 459.1% from the year before.
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | Cheektowaga Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,463.00 (+459.08%) | ||
| 2025 | $1,156.00 (-66.83%) | $170,000 (-) Land $22,900 Building $147,100 | $226,667 (+6.67%) Land $30,533 Building $196,134 |
| 2024 | $3,485.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $170,000 (-) Land $22,900 Building $147,100 | $212,500 (+13.75%) Land $28,625 Building $183,875 |
| 2023 | Homeowner's exemption Veteran's exemption | $170,000 (-) Land $22,900 Building $147,100 | $186,813 (+9.89%) Land $25,165 Building $161,648 |
| 2022 | $170,000 Land $22,900 Building $147,100 | $170,000 Land $22,900 Building $147,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Sandy Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1980) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Sandy Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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