St. Charles County property record for 11 Sage Meadows Ct, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,942 sqft · built 2005 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Mar 2015) |
| Tax Bill | $7,440 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | T042400052 |
| Primary APN | T042400052 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,942 sqft Living Area |
| Gross Area | 7,198 sqft |
| 1st Floor Area | 2,504 sqft |
| Basement Area | 2,504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 752 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 640 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T042400052 |
|---|---|
| Street Address | 11 SAGE MEADOWS CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-4189 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AMBER MEADOWS #1 LOT 138 |
| Legal Subdivision | AMBER MEADOWS #1 |
| Legal Lot Number | 138 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 311737 |
11 Sage Meadows Ct is owned and occupied by two individuals who bought it in March 2015.
Source: St. Charles County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 SAGE MEADOWS CT, O FALLON, MO 63366-4189 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JUSTINE PETERSEN HSNG AND REINV |
| Jan 26, 2017 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2015 · Amount on File |
| Deed Sale | Mar 30, 2015 · Amount on File |
| Prior Sale | May 25, 2006 · Amount on File |
| Deed Document Number | 2015183430 |
| Deed Book / Page | 6328 / 2105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 16, 2026 |
| Property Address | 11 SAGE MEADOWS CT, O FALLON, MO 63366-4189 |
| Document Number | 0000044217 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202644217 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 SAGE MEADOWS CT, O FALLON, MO 63366-4189 |
| Investor | Possibly a Property Investor |
| Document Number | 0000044217, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 202644217 |
| Name | JUSTINE PETERSEN HSNG AND REINV |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 11 SAGE MEADOWS CT, O FALLON, MO 63366-4189 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0066910705 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 6691/0705 |
| Instrument | 20170126000055950 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 11 Sage Meadows Ct was $7,440.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,381 (-) | $612,533 (-) Land $100,000 Building $512,533 | |
| 2025 | $7,440.00 | $116,381 | $612,533 Land $100,000 Building $512,533 |
| 2023 | $110,092 | ||
| 2022 | $579,429 Land $70,000 Building $509,429 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11 Sage Meadows Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 11 Sage Meadows Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: i3 Broadband.
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