2 Sage Meadows Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 2 Sage Meadows Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,223 sqft · built 2002
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Nov 2019)
Tax Bill	$5,664 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T042400047`

Property Details

APN / Parcel Number

Primary APN	`T042400047`
Alternative APN	`2-0067-9174-00-0133.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,223 sqft Living Area
Gross Area	4,410 sqft
1st Floor Area	1,736 sqft
Basement Area	1,096 sqft
Finished Basement	549 sqft
Unfinished Basement	547 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T042400047
Street Address	2 SAGE MEADOWS CT
City	O FALLON
State	MO
Zip	63366-4189
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMBER MEADOWS #1 LOT 133
Legal Subdivision	AMBER MEADOWS #1
Legal Lot Number	133
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1004
Census Tract	311737

Owner

Source: St. Charles County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 SAGE MEADOWS CT, O FALLON, MO 63366-4189
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Dec 11, 2020	Deed of Trust, Mortgage CENTRAL TR BK
Nov 6, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Jul 15, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE
Jun 12, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2019 · Amount on Record
Deed Sale	Nov 6, 2019 · Amount on Record
Prior Sale	Jun 12, 2019 · Amount on Record
Deed Document Number	2019636220
Deed Book / Page	7177 / 1916
Prior Transfer Date	Jun 4, 2019
Prior Transfer Doc	0070880596
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Aug 26, 2026
Property Address	2 SAGE MEADOWS CT, O FALLON, MO 63366-4189
Document Number	0000040815
Instrument Date	Aug 21, 2026
Instrument	202640815
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SAGE MEADOWS CT, O FALLON, MO 63366-4189

Mortgage

Document Number	0000040815,
Date	Aug 26, 2026
Instrument	202640815

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 25, 2046

Interest

Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 SAGE MEADOWS CT, O FALLON, MO 63366-4189
Document Number	0000099383
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	ATG

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2 SAGE MEADOWS CT O FALLON MO 633664189, O FALLON, MO 63366-4189

Mortgage

Document Number	0000099383
Date	Dec 17, 2020
Instrument	99383

Lender

Name	CENTRAL TR BK
Type	Bank
Address	JEFFERSON CITY, MO 65101-2915

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 16, 2035

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 6, 2019
Property Address	2 SAGE MEADOWS CT, O FALLON, MO 63366-4189
Document Number	0071771916
Book / Page	7177 / 1916
Map Reference	MB 39 PG 240
Instrument Date	Nov 5, 2019
Instrument	20191106000636220
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ATG

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 N CALLAHAN RD # RD101, 170, WENTZVILLE, MO 63385-1920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SAGE MEADOWS CT, O FALLON, MO 63366-4189

Mortgage

Document Number	20191106000636230
Date	Nov 6, 2019
Instrument	20191106000636230

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 SAGE MEADOWS CT, O FALLON, MO 63366-4189
Document Number	0071101772
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	170 N CALLAHAN RD #101 WENTZVILLE MO 633851929, 101, WENTZVILLE, MO 63385-1929

Mortgage

Document Number	0071101772
Date	Jul 24, 2019
Book Page	007110/001772
Instrument	379480

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 12, 2019
Property Address	2 SAGE MEADOWS CT, O FALLON, MO 63366-4189
Document Number	0070880596
Book / Page	007088 / 000596
Instrument Date	Jun 4, 2019
Instrument	287400
Transaction Type	Foreclosure
Record Updated	Jul 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	170 N CALLAHAN RD #101 WENTZVILLE MO 633851929, 101, WENTZVILLE, MO 63385-1929

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,443 (-)	$465,492 (-) Land $100,000 Building $365,492
2025	$5,664.00	$88,443 (+11.06%)	$465,492 (+11.06%) Land $100,000 Building $365,492
2023		$79,637
2022			$419,141 Land $70,000 Building $349,141

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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