11 S 5th St W, Aurora, MN 55705 Property Records

St. Louis County property record for 11 S 5th St W, Aurora, MN 55705

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,244 sqft · built 1951
Lot Size	0.252 acres (10,975 sqft)
Owner	Individual Name on File
Tax Bill	$2,188 (2026)
Deeds & Mortgages	Oct 2019 Line of Credit Oct 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`100-0068-00230`

Property Details

APN / Parcel Number

Primary APN	`100-0068-00230`
Alternative APN	`38604`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,244 sqft Gross Area
1st Floor Area	995 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,975 sqft (0.252 acres)
Garage Area	528 sqft

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	72 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	38604
Street Address	11 S 5TH ST W
City	AURORA
State	MN
Zip	55705-1255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0001 BLOCK:003 SERIAL #
Legal Subdivision	SUMMIT ADDITION
Legal Block	3
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	2
Census Block	2033
Census Tract	13800

Owner

11 S 5th St W is owned and occupied by an individual who acquired it in October 2017.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	11 S 5TH ST W, AURORA, MN 55705-1255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Deed of Trust, Mortgage · Line of Credit EMBARRASS VERMILLION FCU
Oct 25, 2017	Loan Modification, Mortgage · Conventional with PMI EMBARRASS VERMILLION FCU
Jan 3, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 23, 2017
Transfer Doc	0001325179
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	11 S 5TH ST W, AURORA, MN 55705-1255
Document Number	00A1368879
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	ALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 S 5TH ST W AURORA MN 557051255, AURORA, MN 55705-1255

Mortgage

Document Number	00A1368879
Date	Dec 5, 2019
Instrument	A1368879

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union
Address	AURORA, MN 55705

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 4, 2024

Interest

Rate Type	Adjustable Rate

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	11 S 5TH ST W, AURORA, MN 55705-1255
Document Number	00A1325180
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1325180
Date	Jan 3, 2018
Instrument	A1325180

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union
Address	AURORA, MN 55705

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	24 Months
Due	Jan 2, 2020

Interest

Rate	5.75%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 3, 2018
Property Address	11 S 5TH ST W, AURORA, MN 55705-1255
Document Number	00A1325179
Instrument Date	Oct 23, 2017
Instrument	A1325179
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 S 5TH ST W AURORA MN 557051255, AURORA, MN 55705-1255

Tax Assessment & Valuation

The 2026 property tax bill for 11 S 5th St W was $2,188 with a homeowner's exemption, up 28.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Aurora City
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,188.00 (+28.4%) Homeowner's exemption
2025	$1,704.00 (-19.09%) Homeowner's exemption	$151,100 (+29.92%) Land $8,500 Building $142,600	$151,100 (+29.92%) Land $8,500 Building $142,600
2024	$2,106.00	$116,300 Land $7,000 Building $109,300	$116,300 Land $7,000 Building $109,300
2022		$91,000 Land $8,200 Building $82,800	$91,000 Land $8,200 Building $82,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 S 5th St W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 S 5th St W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Aurora serves 1,764 people · EPA ID MN1690002
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CTC.

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