11 Prospect St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 11 Prospect St, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,002 sqft · built 1865
Lot Size	0.322 acres (14,033 sqft)
Owner	Individual Name on File
Last Sale	$15,000 (May 2002)
Tax Bill	$6,778 (2025)
Deeds & Mortgages	Nov 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`GEOR M:0011A B:00000 L:00010`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:0011A B:00000 L:00010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,002 sqft Living Area
Gross Area	3,882 sqft

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,033 sqft (0.322 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	11 PROSPECT ST
City	GEORGETOWN
State	MA
Zip	01833-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LAND GEORGETOWN
Legal Lot Number	10
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1013
Census Tract	265101

Owner

Source: Essex County and Georgetown Town records · APN GEOR M:0011A B:00000 L:00010

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11 PROSPECT ST, GEORGETOWN, MA 01833-1641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 15, 2002 · Amount on Record
Deed Sale	May 15, 2002 · Amount on Record
Prior Sale	Oct 26, 1995 · Amount on Record
Deed Book / Page	18703 / 115
Transfer Doc	29880-398
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	11 PROSPECT ST, GEORGETOWN, MA 01833-1641
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38009-473
Date	Nov 08, 2019
Book Page	38009/473
Instrument	20191108000970

Lender

Name	SOUTH SHORE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2034

Tax Assessment & Valuation

Source: Essex County and Georgetown Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,778.00 (+12.13%)	$612,800 (+27.22%) Land $231,500 Building $381,300	$616,170
2024	$6,045.00 (+24.95%)	$481,700 (+29.25%) Land $159,700 Building $322,000
2023	$4,838.00	$372,700 Land $159,700 Building $213,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1996–2010)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims Flooding, Apr 2004 · 2 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

Based on FCC filings for 222 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.