11 PROSPECT ST #3 BEVERLY MA 019153565, 3, BEVERLY, MA 01915-3565
Mortgage
Document Number
38464-261
Date
Apr 29, 2020
Book Page
038464/000261
Instrument
29001600
Lender
Name
ROSS MTG CO INC
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Apr 28, 2050
June 2018: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
BEVERLY MA
Recording Date
Jun 15, 2018
Property Address
11 PROSPECT ST APT 3, 3, BEVERLY, MA 01915-3565
Document Number
36792-175
Book / Page
36792 / 175
Instrument
180615007240
Transaction Type
Transfer
Record Updated
May 12, 2021
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$25.06
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
11 PROSPECT ST # 3, 3, BEVERLY, MA 01915-3565
Mortgage
Document Number
367920177
Date
Jun 15, 2018
Instrument
36792/0177
Lender
Name
LENDUSA LLC
Agreement
Amount
Amount on Record
Term
360 Months
Due
Jun 15, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 11 Prospect St, Apt 3 was $4,529, up 5.3% from the year before.
Source: Essex County and Beverly City assessment roll, as of April 14, 2026
Property Jurisdictions
Type
Name
State
Massachusetts
County
Essex County
Municipality
Beverly City
Unified School District
Beverly School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$4,529.00 (+5.3%)
$412,100 (+7.6%)Building $412,100
$493,810
2024
$4,301.00 (+5.62%)
$383,000 (+5.92%)Building $383,000
2023
$4,072.00
$361,600Building $361,600
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 11 Prospect St, Apt 3 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
2 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 11 Prospect St, Apt 3 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source
Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection
Nov 2025
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025