11 Prospect St, Apt 2, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 11 Prospect St, Apt 2, Beverly, MA 01915

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 758 sqft · built 1900
Lot Size	0.135 acres (5,905 sqft)
Owner	2 Trust Names on File
Last Sale	$349,900 (Dec 2020)
Tax Bill	$4,173 (2025)
Deeds & Mortgages	Nov 2025 Transfer May 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12430`

Property Details

APN / Parcel Number

Primary APN	`12430`
Alternative APNs	`BEVE M:0020 B:0561 L:0002` `R6`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	3 Units
Stories	1 Story
Building Area	758 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,905 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12430
Street Address	11 PROSPECT ST, 2
City	BEVERLY
State	MA
Zip	01915-3565
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R6
Legal Block	561
Legal Lot Number	2
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	5
Census Block	5026
Census Tract	217500

Owner

11 Prospect St, Apt 2 is owner-occupied and held in a trust since November 2025.

Source: Essex County and Beverly City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	11 PROSPECT ST, 2, BEVERLY, MA 01915-3565
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Quit Claim Deed, Transfer Quitclaim
May 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LENDUS LLC
Dec 9, 2020	Condominium Deed, Transfer NOT AVAILABLE
Jul 11, 2018	Quit Claim Deed, Transfer LENDUSA LLC
Feb 2, 2018	Quit Claim Deed, Transfer DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2020 · Amount on File
Deed Sale	Dec 9, 2020 · Amount on File
Prior Sale	Jul 11, 2018 · Amount on File
Deed Book / Page	39274 / 245
Last Transfer Date	Nov 5, 2025
Transfer Doc	0043058-93
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Nov 7, 2025
Property Address	11 PROSPECT ST APT 2, 2, BEVERLY, MA 01915-3565
Document Number	0043058-93
Book / Page	43058 / 93
Instrument Date	Nov 5, 2025
Instrument	20251107004180
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	11 PROSPECT ST APT 2, 2, BEVERLY, MA 01915-3565
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37509-502
Date	May 15, 2019
Book Page	37509/502
Instrument	20190515001810

Lender

Name	LENDUS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

December 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BEVERLY MA
Recording Date	Dec 9, 2020
Property Address	11 PROSPECT ST APT 2, 2, BEVERLY, MA 01915-3565
Document Number	39274-245
Book / Page	039274 / 000245
Instrument Date	Dec 1, 2020
Instrument	9001740
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,596.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 DOVER PL #201 NAPLES FL 341040861, 201, NAPLES, FL 34104-0861

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Jul 11, 2018
Property Address	11 PROSPECT ST APT 2, 2, BEVERLY, MA 01915-3565
Document Number	36854-330
Book / Page	36854 / 330
Instrument	180711002270
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.91
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 PROSPECT ST # 2, 2, BEVERLY, MA 01915-3565

Mortgage

Document Number	368540332
Date	Jul 11, 2018
Instrument	36854/0332

Lender

Name	LENDUSA LLC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Feb 2, 2018
Property Address	11 PROSPECT ST APT 2, 2, BEVERLY, MA 01915-3565
Document Number	36511-354
Book / Page	36511 / 354
Instrument	180202000960
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.91
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	365110357
Date	Feb 2, 2018
Instrument	36511/0357

Lender

Name	DITECH FINANCIAL LLC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 11 Prospect St, Apt 2 was $4,173, up 2.7% from the year before.

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,173.00 (+2.71%)	$379,700 (+4.95%) Building $379,700	$449,255
2024	$4,063.00 (+7.46%)	$361,800 (+7.74%) Building $361,800
2023	$3,781.00	$335,800 Building $335,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Prospect St, Apt 2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11 Prospect St, Apt 2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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