11 Prospect Rd, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 11 Prospect Rd, Andover, MA 01810

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,470 sqft · built 1966
Lot Size0.704 acres (30,684 sqft)
Owner2 Company Names on Record
Last Sale$430,000 (Apr 2004)
Tax Bill$8,918 (2025)
Deeds & MortgagesOct 2023 Transfer
Aug 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNANDO M:00026 B:00025 L:00000

Property Details

APN / Parcel Number

Primary APNANDO M:00026 B:00025 L:00000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,470 sqft Living Area
Gross Area2,358 sqft
Basement Area720 sqft
Unfinished Basement720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area30,684 sqft (0.704 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address11 PROSPECT RD
CityANDOVER
StateMA
Zip01810-2208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
Legal SubdivisionANDOVER
Legal Block25
JurisdictionANDOVER MA
Township / Civil DivisionANDOVER
Census Block Group1
Census Block1015
Census Tract254302

Owner

Source: Essex County and Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address11 PROSPECT RD, ANDOVER, MA 01810-2208
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2023Quit Claim Deed, Transfer
Quitclaim
Aug 24, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC
Oct 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jul 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT COM

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2004 · Amount on Record
Deed SaleApr 22, 2004 · Amount on Record
Prior SaleJul 15, 2003 · Amount on Record
Last Transfer DateSep 27, 2023
Transfer Doc017861-156
Record UpdatedSep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANDOVER MA
Recording DateOct 24, 2023
Property Address11 PROSPECT RD, ANDOVER, MA 01810-2208
Document Number017861-156
Book / Page17861 / 156
Instrument DateSep 27, 2023
Instrument17613
Transaction TypeTransfer
Record UpdatedNov 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 PROSPECT RD, ANDOVER, MA 01810-2208

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address11 PROSPECT RD, ANDOVER, MA 01810-2208
Transaction TypeMortgage
Record UpdatedSep 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number17096-338
DateAug 24, 2021
Book Page17096/338
Instrument28317
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address11 PROSPECT RD, ANDOVER, MA 01810-2208
Document Number16046-98
Instrument DateOct 15, 2019
Transaction TypeMortgage
Record UpdatedNov 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 PROSPECT RD ANDOVER MA 018102208, ANDOVER, MA 01810-2208

Mortgage

Document Number16046-98
DateOct 21, 2019
Book Page016046/000098
Instrument26129
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 20, 2034

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address11 PROSPECT RD, ANDOVER, MA 01810-2208
Document Number15558-336
Instrument DateJul 19, 2018
Transaction TypeMortgage
Record UpdatedAug 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11 PROSPECT RD ANDOVER MA 018102208, ANDOVER, MA 01810-2208

Mortgage

Document Number15558-336
DateJul 24, 2018
Book Page015558/000336
Instrument563
Lender
NameLOANDEPOT COM
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 23, 2033

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionAndover Town
Unified School DistrictAndover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,918.00 (+0.5%)$714,000 (+3.63%) Land $416,800 Building $297,200$875,710
2024$8,874.00 (+4.7%)$689,000 (+11.04%) Land $411,300 Building $277,700
2023$8,476.00$620,500 Land $370,400 Building $250,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1996–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDOVER WATER DEPT
serves 36,569 people · EPA ID MA3009000
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Corrosion control
Jan 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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