Essex County and Andover Town property record for 10 Prospect Rd, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,840 sqft · built 1920 |
| Lot Size | 1.67 acres (72,745 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $975,000 (May 2025) |
| Tax Bill | $10,761 (2025) |
| Deeds & Mortgages | May 2025 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00025 B:00041 L:00000 |
| Primary APN | ANDO M:00025 B:00041 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,840 sqft Living Area |
| Gross Area | 2,824 sqft |
| Basement Area | 696 sqft |
| Unfinished Basement | 696 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 72,745 sqft (1.67 acres) |
| Garage Type | Detached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 10 PROSPECT RD |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-2209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Block | 41 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 254302 |
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 PROSPECT RD, ANDOVER, MA 01810-2209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 21, 2025 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Jun 17, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage TD BANK NA |
| Oct 24, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2025 · Amount on Record |
| Deed Sale | May 21, 2025 · Amount on Record |
| Prior Sale | Jun 17, 2020 · Amount on Record |
| Deed Book / Page | 18283 / 10 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | May 21, 2025 |
| Property Address | 10 PROSPECT RD, ANDOVER, MA 01810-2209 |
| Document Number | 0018283-10 |
| Book / Page | 18283 / 10 |
| Instrument Date | May 21, 2025 |
| Instrument | 7994 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10 PROSPECT RD, ANDOVER, MA 01810-2209 |
| Document Number | 0000007995 |
|---|---|
| Date | May 21, 2025 |
| Instrument | 7995 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Jun 17, 2020 |
| Property Address | 10 PROSPECT RD, ANDOVER, MA 01810-2209 |
| Document Number | 16353-234 |
| Book / Page | 16353 / 234 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 14641 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 PROSPECT RD, ANDOVER, MA 01810-2209 |
| Document Number | 14642 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 14642 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Oct 24, 2019 |
| Property Address | 10 PROSPECT RD, ANDOVER, MA 01810-2209 |
| Document Number | 16050-290 |
| Book / Page | 016050 / 000290 |
| Instrument Date | Jan 23, 2019 |
| Instrument | 26454 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,824.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 135 COACHMANS LN NORTH ANDOVER MA 018452015, NORTH ANDOVER, MA 01845-2015 |
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,761.00 (+4.33%) | $861,600 (+7.59%) Land $467,800 Building $393,800 | $921,785 |
| 2024 | $10,314.00 (+4.29%) | $800,800 (+10.61%) Land $461,100 Building $339,700 | |
| 2023 | $9,890.00 | $724,000 Land $416,200 Building $307,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1996–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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