11 Phillips St, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 11 Phillips St, Lowell, MA 01854

Property Summary

Property Type	Duplex
Details	8 bd · 3 ba · 3,261 sqft · built 1900
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Mar 2022)
Tax Bill	$7,353 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L11390`

Property Details

APN / Parcel Number

Primary APN	`L11390`
Alternative APNs	`LOWE M:119 B:4630 L:11` `M:000119 T:L11390`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,261 sqft Living Area
Gross Area	5,221 sqft
1st Floor Area	1,259 sqft
Basement Area	1,259 sqft
Unfinished Basement	1,259 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	L11390
Street Address	11 PHILLIPS ST
City	LOWELL
State	MA
Zip	01854-3223
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	4630
Legal Lot Number	11
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1010
Census Tract	310700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lowell National Historical Park listed 1978 · 8 contributing resources · NRIS 78003149

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 ENDICOTT RD, ANDOVER, MA 01810-2849
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JEANNE D ARC CU
Jan 24, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JCT MTG FUND 1

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Jan 24, 2022 · Amount on Record
Deed Book / Page	36940 / 144
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Mar 31, 2022
Property Address	11 PHILLIPS ST, LOWELL, MA 01854-3223
Document Number	036940-144
Book / Page	36940 / 144
Instrument Date	Mar 31, 2022
Instrument	13997
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 TANGLEWOOD DR, CHELMSFORD, MA 01824-1267

Mortgage

Document Number	0000014000
Date	Mar 31, 2022
Instrument	14000

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jan 24, 2022
Property Address	11 PHILLIPS ST, LOWELL, MA 01854-3223
Document Number	036747-224
Book / Page	36747 / 224
Instrument Date	Jan 21, 2022
Instrument	3513
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 THORNDIKE ST # 2002, 2002, LOWELL, MA 01852-3485
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003514
Date	Jan 24, 2022
Instrument	3514

Lender

Name	JCT MTG FUND 1

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,353.00 (+6.64%)	$647,800 (+7.86%) Land $114,400 Building $533,400	$686,734
2025	$6,895.00 (+8.09%)	$600,600 (+12.14%) Land $94,300 Building $506,300
2024	$6,379.00 (+7.25%)	$535,600 (+11.84%) Land $88,200 Building $447,400
2023	$5,948.00	$478,900 Land $76,700 Building $402,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

11 Phillips St, Lowell, MA 01854 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Phillips St

Nearby Streets

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