27 Phillips St, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 27 Phillips St, Lowell, MA 01854

Property Summary

Property TypeDuplex
Details6 bd · 3 ba · 3,026 sqft · built 1920
Lot Size0.08 acres (3,485 sqft)
Owner2 Company Names on Record
Last Sale$120,270 (May 2014)
Tax Bill$7,760 (2026)
Deeds & MortgagesJan 2023 Refinance
Flood ZoneZone X (minimal risk)
APNL14110

Property Details

APN / Parcel Number

Primary APNL14110
Alternative APNs
  • LOWE M:118 B:4630 L:27
  • M:000118 T:L14110

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Units2 Units
Stories1 Story
Building Area3,026 sqft Living Area
Gross Area4,960 sqft
1st Floor Area1,620 sqft
Basement Area972 sqft
Unfinished Basement972 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,485 sqft (0.08 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberL14110
Street Address27 PHILLIPS ST
CityLOWELL
StateMA
Zip01854-3223
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTTF
Legal Block4630
Legal Lot Number27
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1010
Census Tract310700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lowell National Historical Park
listed 1978 · 8 contributing resources · NRIS 78003149

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address81 FARMLAND RD, LOWELL, MA 01850-1417
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2014 · Amount on Record
Deed SaleMay 16, 2014 · Amount on Record
Prior SaleDec 30, 2013
Deed Document Number201417322
Deed Book / Page28174 / 231
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address27 PHILLIPS ST, LOWELL, MA 01854-3223
Transaction TypeMortgage
Record UpdatedJan 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037611-85
DateJan 3, 2023
Book Page37611/85
Instrument149
Lender
NameENTERPRISE BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,760.00 (+3.44%)$683,700 (+4.62%) Land $117,800 Building $565,900$615,464
2025$7,502.00 (+11.26%)$653,500 (+15.42%) Land $97,100 Building $556,400
2024$6,743.00 (+4.22%)$566,200 (+8.7%) Land $90,800 Building $475,400
2023$6,470.00$520,900 Land $78,900 Building $442,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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