Westchester County and Rye City property record for 11 Oneida St, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,185 sqft · built 1925 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,875,000 (Jan 2021) |
| Tax Bill | $35,749 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2018 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 551400 139-19-1-34 |
| Primary APN | 551400 139-19-1-34 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,185 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| 2nd Floor Area | 1,327 sqft |
| Upper Floors Area | 478 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 11 ONEIDA ST |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Block | 1 |
| Legal Lot Number | 34.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 7700 |
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 ONEIDA ST, RYE, NY 10580-1717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2022 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Apr 3, 2018 | Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA |
| Jan 12, 2021 | Bargain and Sale Deed, Transfer · ARM JPMORGAN CHASE BANK NA |
| Feb 8, 2018 | Loan Modification, Mortgage CHASE BK/MD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2021 · Amount on Record |
| Deed Sale | Jan 12, 2021 · Amount on Record |
| Prior Sale | Jan 12, 2021 · Amount on Record |
| Deed Document Number | 2021603289894 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 11 ONEIDA ST, RYE, NY 10580-1717 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11 ONEIDA ST, RYE, NY 10580-1717 |
| Document Number | 0613263420 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | 613263420 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Nov 21, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 11 ONEIDA ST, RYE, NY 10580-1717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0580923404 |
|---|---|
| Date | Apr 3, 2018 |
| Instrument | 580923404 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Apr 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jan 12, 2021 |
| Property Address | 11 ONEIDA ST, RYE, NY 10580-1717 |
| Document Number | 0603289894 |
| Map Reference | MAP 2813 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 603289894 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | FUTURE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 ONEIDA ST, 11, RYE, NY 10580-1717 |
| Name | Verified Name |
|---|---|
| Address | 10 CLOVERDALE LN, RYE, NY 10580-3503 |
| Investor | Possibly a Property Investor |
| Document Number | 0603633882 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 603633882 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2026 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.25% |
| Max Rate | 7.25% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 11 ONEIDA ST, RYE, NY 10580-1717 |
| Document Number | 0580923405 |
| Instrument Date | Feb 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | FREEDOM ABSTRACT INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 ONEIDA ST RYE NY 105801717, RYE, NY 10580-1717 |
| Document Number | 0580923405 |
|---|---|
| Date | Apr 3, 2018 |
| Book Page | 058092/003405 |
| Name | CHASE BK/MD |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,749.00 (+8.95%) | ||
| 2025 | $32,813.00 | $28,200 (-) Land $5,650 Building $22,550 | $2,389,831 (+6.78%) Land $478,814 Building $1,911,017 |
| 2024 | $28,200 (-) Land $5,650 Building $22,550 | $2,238,096 (+2.38%) Land $448,413 Building $1,789,683 | |
| 2023 | $28,200 Land $5,650 Building $22,550 | $2,186,047 Land $437,985 Building $1,748,062 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 98 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 2 condo units |
| Nearby Flood Claims | 559 (1978–2023) |
| Claims Outside the SFHA | 44 of 559 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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