1 Oneida St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 1 Oneida St, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,029 sqft · built 1925
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$2,906,024 (Jul 2026)
Tax Bill$41,760 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
May 2020 Transfer
Flood ZoneZone AE (high risk)
APN551400 139-19-1-42

Property Details

APN / Parcel Number

Primary APN551400 139-19-1-42
Alternative APN
  • 140013901900010420000000

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,029 sqft Living Area
1st Floor Area2,093 sqft
2nd Floor Area936 sqft
Upper Floors Area432 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleColonial
Exterior MaterialStucco
Lot Area12,197 sqft (0.28 acres)

Location & Zoning

Street Address1 ONEIDA ST
CityRYE
StateNY
Zip10580-1717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal SubdivisionNEPPERHAN HEIGHTS PARK
Legal Block1
Legal Lot Number42.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group4
Census Block4015
Census Tract7700

Owner

1 Oneida St is owned by two individuals who bought it in July 2026.

Source: Westchester County and Rye City records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address124 HUDSON ST, 4D, NEW YORK, NY 10013-2385
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Bargain and Sale Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK
May 26, 2020Quit Claim Deed, Transfer
STEWART TITLE, STEWART TITLE INSURANCE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2026 · Amount on File
Deed SaleJul 1, 2026 · Amount on File
Prior SaleSep 23, 1999 · Amount on File
Deed Document Number20263481
Prior Transfer DateApr 30, 2020
Prior Transfer Doc0600863186
Record UpdatedOct 29, 2026

July 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateJul 1, 2026
Property Address1 ONEIDA ST, RYE, NY 10580-1717
Document Number0000003481
Instrument DateJun 15, 2026
Instrument20263481
Transaction TypeTransfer
Record UpdatedJul 9, 2026
Title CompanyCATAL TITLE, CATIC TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,174,034.10
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 HUDSON ST, 4D, NEW YORK, NY 10013-2385

Mortgage

Document Number0000003404,
DateJul 1, 2026
Instrument20263404
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTCHESTER NY
Recording DateMay 26, 2020
Property Address1 ONEIDA ST, RYE, NY 10580-1717
Document Number0600863186
Book / Page060086 / 003186
Instrument DateApr 30, 2020
Transaction TypeTransfer
Record UpdatedJun 16, 2020
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 ONEIDA ST RYE NY 105801717, RYE, NY 10580-1717

Tax Assessment & Valuation

The 2026 property tax bill for 1 Oneida St was $41,760, up 10.6% from the year before.

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$41,760.00 (+10.6%)
2025$37,758.00$32,450 (-) Land $7,300 Building $25,150$2,750,000 (+6.78%) Land $618,644 Building $2,131,356
2024$32,450 (-) Land $7,300 Building $25,150$2,575,397 (+2.38%) Land $579,365 Building $1,996,032
2023$32,450 Land $7,300 Building $25,150$2,515,503 Land $565,891 Building $1,949,612

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1 Oneida St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 98 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies100 units insured
incl. 2 condo units
Nearby Flood Claims559 (1978–2023)
Claims Outside the SFHA44 of 559
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 76 claims
  • Hurricane Irene, Sep 2011 · 74 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1 Oneida St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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