11 Nectar Ln, Villa Ridge, MO 63089 Property Records

Franklin County property record for 11 Nectar Ln, Villa Ridge, MO 63089

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,612 sqft · built 1979
Lot Size	2.09 acres (91,476 sqft)
Owner	Individual Name on File
Tax Bill	$3,927 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-6-14.0-0-010-106.000`

Property Details

APN / Parcel Number

Primary APN	`18-6-14.0-0-010-106.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,612 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Other
Construction Type	Frame
Lot Area	91,476 sqft (2.09 acres)
Patio Area	1,440 sqft

Location & Zoning

Street Address	11 NECTAR LN
City	VILLA RIDGE
State	MO
Zip	63089-1932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT:6 HONEY VALLEY ESTATES1
Legal Range	01E
Legal Township	43
Legal Section	14
Legal Subdivision	HONEY VALLEY ESTATES
Legal Block	10
Legal Lot Number	6
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1002
Census Tract	800103

Owner

11 Nectar Ln is owned and occupied by an individual who acquired it in December 2025.

Source: Franklin County records, as of January 13, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11 NECTAR LN, VILLA RIDGE, MO 63089-1932
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF WASHINGTON
Aug 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF WASHINGTON
Apr 12, 2023	Special Warranty Deed, Transfer
Mar 27, 2023	Deed, Transfer
Aug 3, 2021	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
May 1, 2018	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2023
Deed Sale	Apr 12, 2023
Prior Sale	Apr 12, 2023
Deed Document Number	0002304243
Last Transfer Date	Dec 10, 2025
Transfer Doc	0002515780
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Dec 10, 2025
Property Address	11 NECTAR LN, VILLA RIDGE, MO 63089-1932
Document Number	0002515780
Map Reference	PB M PG 66
Instrument Date	Dec 5, 2025
Instrument	2515780
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 NECTAR LN, VILLA RIDGE, MO 63089-1932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 NECTAR LN, VILLA RIDGE, MO 63089-1932

Mortgage

Document Number	0002515781
Date	Dec 10, 2025
Instrument	2515781

Lender

Name	BANK OF WASHINGTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2041

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	11 NECTAR LN, VILLA RIDGE, MO 63089-1932
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002308989
Date	Aug 3, 2023
Instrument	2308989

Lender

Name	BANK OF WASHINGTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 12, 2023
Property Address	11 NECTAR LN, VILLA RIDGE, MO 63089-1932
Document Number	0002304243
Map Reference	PB M PG 66
Instrument Date	Apr 11, 2023
Instrument	2304243
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 BEATTIE PL STE 300, 300, GREENVILLE, SC 29601-2138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 27, 2023
Property Address	11 NECTAR LN, VILLA RIDGE, MO 63089-1932
Document Number	0002303458
Map Reference	PB M PG 66
Instrument Date	Mar 27, 2023
Instrument	2303458
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10675, GREENVILLE, SC 29603-0675

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 3, 2021
Property Address	11 NECTAR LN, VILLA RIDGE, MO 63089-1932
Document Number	0002114504
Map Reference	PB M PG 66
Instrument Date	Jul 29, 2021
Instrument	2114504
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	357 RIVER CLIFF DR, UNION, MO 63084-3869

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 NECTAR LN, VILLA RIDGE, MO 63089-1932

Mortgage

Document Number	0002114505
Date	Aug 3, 2021
Instrument	2114505

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	11 NECTAR LN, VILLA RIDGE, MO 63089-1932
Document Number	0000006392
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 NECTAR LN VILLA RIDGE MO 630891932, VILLA RIDGE, MO 63089-1932

Mortgage

Document Number	0000006392
Date	May 10, 2018
Instrument	6392

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 11 Nectar Ln was $3,927.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,927.00	$50,946	$268,140 Land $31,960 Building $236,180
2023	$3,018.00 (+9.95%)	$42,524 (+0.21%)	$223,810 Land $27,800 Building $196,010
2022	$2,745.00	$42,433
2021			$223,330 Land $27,800 Building $195,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Nectar Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Nectar Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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