11 Main Rd, Charleston, ME 04422 Property Records

Penobscot County and Charleston Town property record for 11 Main Rd, Charleston, ME 04422

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,169 sqft · built 1900
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Sep 2026)
Tax Bill	$2,172 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2026 Line of Credit + 1 more
APN	`CRLN M:013 L:002`

Property Details

APN / Parcel Number

Primary APN	`CRLN M:013 L:002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,169 sqft Living Area
1st Floor Area	588 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Concrete
Roof Material	Galvanized Metal
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11 MAIN RD
City	CHARLESTON
State	ME
Zip	04422-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	2
Jurisdiction	CHARLESTON ME
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1015
Census Tract	31200

Owner

11 Main Rd is owned by two individuals who bought it in September 2026.

Source: Penobscot County and Charleston Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	29 MAIN RD, CHARLESTON, ME 04422-3137
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CUSO HOME LENDING
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit MAINE SAVINGS FEDERAL CREDIT UNION
Jan 27, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on File
Deed Sale	Sep 4, 2026 · Amount on File
Prior Sale	Jun 8, 2017 · Amount on File
Deed Document Number	202624531
Deed Book / Page	18005 / 118
Prior Transfer Date	Sep 3, 2026
Prior Transfer Doc	0000024531
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON ME
Recording Date	Sep 4, 2026
Property Address	11 MAIN RD, CHARLESTON, ME 04422-3137
Document Number	0000024531
Book / Page	18005 / 118
Instrument Date	Sep 3, 2026
Instrument	202624531
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	29 MAIN RD, CHARLESTON, ME 04422-3137
Investor	Possibly a Property Investor

Mortgage

Date	Sep 4, 2026

Lender

Name	CUSO HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON ME
Recording Date	Jul 14, 2026
Property Address	11 MAIN RD, CHARLESTON, ME 04422-3137
Document Number	0000018743
Book / Page	17942 / 137
Instrument Date	Jul 9, 2026
Instrument	202618743
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 MAIN RD, CHARLESTON, ME 04422-3137

Mortgage

Document Number	0000018743,
Date	Jul 14, 2026
Book Page	17942/137
Instrument	202618743

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON ME
Property Address	11 MAIN RD, CHARLESTON, ME 04422-3137
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0158800149
Date	Jan 27, 2021
Book Page	15880/149
Instrument	2918

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11 Main Rd was $2,172, up 12.8% from the year before.

Source: Penobscot County and Charleston Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Charleston Town
Unified School District	School Administrative District 68 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,172.00 (+12.83%)	$202,960 (+52.89%) Land $29,820 Building $173,140
2024	$1,925.00 (+6.65%)	$132,750 (-) Land $21,300 Building $111,450
2023	$1,805.00 (+2.21%)	$132,750 (-) Land $21,300 Building $111,450
2022	$1,766.00	$132,750 Land $21,300 Building $111,450

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA's flood maps do not cover 11 Main Rd.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Main Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAITH BIBLE COLLEGE INTERNATIONAL private · serves 35 people · EPA ID ME0093806
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premium Choice Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main Rd

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