48 Main Rd, Charleston, ME 04422 Property Records

Penobscot County and Charleston Town property record for 48 Main Rd, Charleston, ME 04422

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,180 sqft · built 1981
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,200 (Sep 2011)
Tax Bill	$2,647 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2019 Refinance + 1 more
APN	`M:008 L:036=001`

Property Details

APN / Parcel Number

Primary APN	`M:008 L:036=001`
Alternative APN	`CRLN M:008 L:036-001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,180 sqft Living Area
Basement Area	200 sqft
Unfinished Basement	200 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1998
Architectural Style	Conventional
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	48 MAIN RD
City	CHARLESTON
State	ME
Zip	04422-3141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	36-1
Jurisdiction	CHARLESTON ME
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1014
Census Tract	31200

Owner

Source: Penobscot County and Charleston Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 MAIN RD, CHARLESTON, ME 04422-3141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CAMDEN NATIONAL BANK
May 31, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RADIUS FINANCIAL GROUP
Mar 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SEMPER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2011 · Amount on Record
Deed Sale	Sep 27, 2011 · Amount on Record
Prior Sale	Jul 21, 2006 · Amount on Record
Deed Document Number	201128779
Deed Book / Page	12606 / 326
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON ME
Property Address	48 MAIN RD, CHARLESTON, ME 04422-3141
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0168980338
Date	Aug 3, 2023
Book Page	16898/338
Instrument	17720

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON ME
Property Address	48 MAIN RD, CHARLESTON, ME 04422-3141
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151610107
Date	May 31, 2019
Book Page	15161/107
Instrument	14732

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2039

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON ME
Property Address	48 MAIN RD, CHARLESTON, ME 04422-3141
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0159300277
Date	Mar 11, 2021
Book Page	15930/277
Instrument	7883

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Penobscot County and Charleston Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Charleston Town
Unified School District	School Administrative District 68 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,647.00 (+23.23%)	$247,420 (+67%) Land $42,000 Building $205,420
2024	$2,148.00 (+6.6%)	$148,160 (-) Land $30,000 Building $118,160
2023	$2,015.00 (+2.23%)	$148,160 (-) Land $30,000 Building $118,160
2022	$1,971.00	$148,160 Land $30,000 Building $118,160

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premium Choice Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Main Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures