11 Lake St, Bromley (Covington), KY 41016 Property Records

Kenton County property record for 11 Lake St, Bromley, KY 41016

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 918 sqft · built 1930
Lot Size0.12 acres (5,227 sqft)
OwnerCompany Name on Record
Last Sale$48,000 (Dec 2023)
Tax Bill$1,862 (2025)
Deeds & MortgagesDec 2023 Sale
Jun 2022 Sale
+ 1 more
Flood ZoneZone X (moderate risk)
APN026-41-06-016.00

Property Details

APN / Parcel Number

Primary APN026-41-06-016.00

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area918 sqft Finished Area
Gross Area958 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address11 LAKE ST
CityBROMLEY
StateKY
Zip41016-1203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREINHARTS LOTS 10-11 & PT LOT 12
Legal SubdivisionREINHARTS
Legal Lot Number11,12
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group5
Census Block5012
Census Tract66900

Owner

Source: Kenton County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address11 LAKE ST, BROMLEY, KY 41016-1203
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Warranty Deed, Transfer
NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI
Jun 22, 2022Warranty Deed, Transfer
Aug 12, 2021Commissioner's Deed, Foreclosure · Line of Credit
XLT LIMITED PARTNERSHIP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2023 · Amount on Record
Deed SaleDec 15, 2023 · Amount on Record
Prior SaleJul 26, 2023 · Amount on Record
Deed Document Number20231
Deed Book / Page261 / 246
Record UpdatedJun 8, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 15, 2023
Property Address11 LAKE ST, BROMLEY, KY 41016-1203
Document Number0005900001
Book / PageKC 261 / 246
Map ReferencePL 202
Instrument DateDec 14, 2023
Instrument23121505900001
Transaction TypeTransfer
Record UpdatedJan 12, 2024
Title CompanyNORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2344 MCGUFFEY RD, COLUMBUS, OH 43211-2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address701 BROMLEY CRESCENT SPRINGS RD, CRESCENT SPRINGS, KY 41017-5326

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 22, 2022
Property Address11 LAKE ST, BROMLEY, KY 41016-1203
Document Number0005900098
Book / Page172 / 695
Map ReferencePL 202
Instrument DateJun 17, 2022
Instrument22062205900098
Transaction TypeTransfer
Record UpdatedJul 4, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11 LAKE ST, 11, BROMLEY, KY 41016-1203

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 LAKE ST, BROMLEY, KY 41016-1203

August 2021: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionKENTON KY
Recording DateAug 12, 2021
Property Address11 LAKE ST, BROMLEY, KY 41016-1203
Document Number0005900078
Book / Page110 / 198
Instrument DateMay 4, 2021
Instrument21081205900078
Transaction TypeForeclosure
Record UpdatedAug 25, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address230 MADISON AVE # AVE8TH, 230, COVINGTON, KY 41011-1539

Transferred To (Grantee/Buyer)

NameVerified Name
Address2335 BUTTERMILK XING # 159, 159, CRESCENT SPRINGS, KY 41017-1622

Mortgage

Document Number0005900079
DateAug 12, 2021
Book Page255/420
Instrument21081205900079
Lender
NameXLT LIMITED PARTNERSHIP
TypeNon-Lending Institution
AddressCINCINNATI, OH 45215
Agreement
TypeLine of Credit
AmountAmount Recorded
Term11 Months
DueJul 21, 2022

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBromley City
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,862.00 (+288.73%)$133,400 (+316.88%) Land $10,000 Building $123,400$133,400 (+316.88%) Land $10,000 Building $123,400
2023$479.00$32,000 Land $10,000 Building $22,000$32,000 Land $10,000 Building $22,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Nearby Flood Policies45 in force
Nearby Flood Claims91 (1978–2025)
Claims Outside the SFHA11 of 91
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 7 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 14 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000

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