10 Lake St, Bromley (Covington), KY 41016 Property Records

Kenton County property record for 10 Lake St, Bromley, KY 41016

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 760 sqft · built 1935
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Tax Bill	$781 (2025)
Deeds & Mortgages	Apr 2019 Transfer
Flood Zone	Zone X (moderate risk)
APN	`026-41-05-002.00`

Property Details

APN / Parcel Number

Primary APN	`026-41-05-002.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	760 sqft Finished Area
Gross Area	867 sqft

Exterior

Year Built	Built 1935
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0264105002.00
Street Address	10 LAKE ST
City	BROMLEY
State	KY
Zip	41016-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REINHARTS LOT 5 & PT LOT 6
Legal Subdivision	REINHARTS
Legal Lot Number	5,6
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	5
Census Block	5012
Census Tract	66900

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 LAKE ST, BROMLEY, KY 41016-1204
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Sep 12, 2008
Last Transfer Date	Apr 26, 2019
Transfer Doc	0000000096
Record Updated	Jun 8, 2026

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Apr 26, 2019
Property Address	10 LAKE ST, BROMLEY, KY 41016-1204
Document Number	0000000096
Book / Page	ORC664 / 000291
Instrument Date	Apr 25, 2019
Instrument	96
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 LAKE ST BROMLEY KY 410161204, BROMLEY, KY 41016-1204

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bromley City
County	Kenton County
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$781.00 (-6.8%)	$56,000 (-) Land $10,000 Building $46,000	$56,000 (-) Land $10,000 Building $46,000
2023	$838.00	$56,000 Land $10,000 Building $46,000	$56,000 Land $10,000 Building $46,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	91 (1978–2025)
Claims Outside the SFHA	11 of 91
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 7 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 14 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000