11 John St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 11 John St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,814 sqft · built 2020
Lot Size	0.139 acres (6,059 sqft)
Owner	Company Name on File
Last Sale	$1,050,000 (May 2022)
Tax Bill	$17,516 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`19-00047-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`19-00047-0000-00002`
Alternative APNs	`190004700002` `00008940`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,814 sqft Living Area
1st Floor Area	1,420 sqft
Upper Floors Area	1,406 sqft
Basement Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	6,059 sqft (0.139 acres)
Lot Dimensions	101 ft deep x 60 ft wide
Garage Type	Basement
Garage Area	1,394 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00008940
Street Address	11 JOHN ST
City	HIGHLANDS
State	NJ
Zip	07732-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	ONE/MORE SUB
Legal Block	47
Legal Lot Number	2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2044
Census Tract	800101

Owner

11 John St is owned by a company that bought it in May 2022.

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner of Record	Company Name on File
Mailing Address	11 JOHN ST, HIGHLANDS, NJ 07732-1708
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed, Transfer · Conventional Mortgage GUARDHILL FINANCIAL CORP
Jul 15, 2020	Grant Deed, Transfer LAND TITLE CORPORATION, LAND TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2022 · Amount on File
Deed Sale	May 13, 2022 · Amount on File
Deed Document Number	202252502
Deed Book / Page	9595 / 3425
Prior Transfer Date	Jun 28, 2005
Prior Transfer Doc	0084826809
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 13, 2022
Property Address	11 JOHN ST, HIGHLANDS, NJ 07732-1708
Document Number	0095953425
Book / Page	9595 / 3425
Instrument Date	Mar 31, 2022
Instrument	2022052502
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,680.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 PELICAN CT, OCEAN, NJ 07712-3287

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 JOHN ST, HIGHLANDS, NJ 07732-1708
Investor	Possibly a Property Investor

Mortgage

Document Number	2022052503
Date	May 13, 2022
Instrument	2022052503

Lender

Name	GUARDHILL FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2052

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 15, 2020
Property Address	11 JOHN ST, HIGHLANDS, NJ 07732-1708
Document Number	0000075964
Book / Page	009427 / 001886
Instrument Date	Jun 3, 2020
Instrument	75964
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	LAND TITLE CORPORATION, LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$161.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 CYMBELINE DR OLD BRIDGE NJ 088572703, OLD BRIDGE, NJ 08857-2703

Tax Assessment & Valuation

The 2025 property tax bill for 11 John St was $17,516, up 9.5% from the year before.

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,187,200 (+15.9%) Land $503,700 Building $683,500	$1,187,200 (+15.9%) Land $503,700 Building $683,500
2025	$17,516.00 (+9.46%)	$1,024,300 Land $347,000 Building $677,300	$1,024,300 Land $347,000 Building $677,300
2024	$16,002.00
2023		$774,400 Land $125,100 Building $649,300	$774,400 Land $125,100 Building $649,300
2022	$15,413.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 John St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11 John St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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