Monmouth County and Highlands Borough property record for 10 John St, Highlands, NJ 07732
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 4 ba · 3,239 sqft · built 1913 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Aug 2017) |
| Tax Bill | $11,741 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Aug 2017 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 19-00048-0000-00006 |
| Primary APN | 19-00048-0000-00006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 3,239 sqft Living Area |
| 1st Floor Area | 1,802 sqft |
| Upper Floors Area | 1,437 sqft |
| Basement Area | 629 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Garage Type | Basement |
| Garage Area | 819 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | 228 sqft |
| Patio Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Sewer | Connected |
|---|
| Account Number | 00009100 |
|---|---|
| Street Address | 10 JOHN ST |
| City | HIGHLANDS |
| State | NJ |
| Zip | 07732-1709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF0 |
| Legal Description | ALSO JACKSON ST NIT 1A |
| Legal Subdivision | NAVESINK |
| Legal Block | 48 |
| Legal Lot Number | 6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 800101 |
10 John St is owned and occupied by two individuals who bought it in August 2017.
Source: Monmouth County and Highlands Borough records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 JOHN ST, HIGHLANDS, NJ 07732-1709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed of Trust, Mortgage · Line of Credit CATHAY BANK |
| Aug 17, 2017 | Grant Deed, Transfer |
| Aug 1, 2017 | Grant Deed, Transfer MCT TITLE SERVICES LLC, SCOTT TITLE SVCS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2017 · Amount on File |
| Deed Sale | Aug 1, 2017 · Amount on File |
| Prior Sale | May 30, 1980 · Amount on File |
| Deed Document Number | 201773470 |
| Deed Book / Page | 9238 / 8571 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 28, 2026 |
| Property Address | 10 JOHN ST, HIGHLANDS, NJ 07732-1709 |
| Document Number | 0000071268 |
| Book / Page | 9810 / 2861 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 202671268 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2026 |
| Title Company | JODA ABSTRACT LLC, JODA ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 10 JOHN ST, HIGHLANDS, NJ 07732-1709 |
| Document Number | 0000071268, |
|---|---|
| Date | Aug 28, 2026 |
| Book Page | 9810/2861 |
| Instrument | 202671268 |
| Name | CATHAY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 11, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 17, 2017 |
| Property Address | 10 JOHN ST, HIGHLANDS, NJ 07732-1709 |
| Document Number | 0092428111 |
| Book / Page | 009242 / 008111 |
| Instrument Date | Aug 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 1, 2017 |
| Property Address | 10 JOHN ST, HIGHLANDS, NJ 07732-1709 |
| Document Number | 0000073470 |
| Book / Page | 009238 / 008571 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 73470 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2017 |
| Title Company | MCT TITLE SERVICES LLC, SCOTT TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 JOHN ST HIGHLANDS NJ 077321709, HIGHLANDS, NJ 07732-1709 |
The 2025 property tax bill for 10 John St was $11,741, up 0.4% from the year before.
Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Highlands Borough |
| Unified School District | Henry Hudson Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $795,300 (+15.83%) Land $340,900 Building $454,400 | $795,300 (+15.83%) Land $340,900 Building $454,400 | |
| 2025 | $11,741.00 (+0.44%) | $686,600 Land $236,400 Building $450,200 | $686,600 Land $236,400 Building $450,200 |
| 2024 | $11,689.00 | ||
| 2023 | $562,200 Land $130,600 Building $431,600 | $562,200 Land $130,600 Building $431,600 | |
| 2022 | $11,068.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 John St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 271 individual policies |
| Nearby Flood Policies | 315 units insured incl. 44 condo units |
| Nearby Flood Claims | 183 (1992–2023) |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10 John St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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