11 James Ave, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 11 James Ave, Middleton, MA 01949

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,528 sqft · built 1994
Lot Size	0.921 acres (40,101 sqft)
Owner	2 Individual Names on Record
Last Sale	$108,000 (Jun 1994)
Tax Bill	$13,451 (2026)
Deeds & Mortgages	Apr 2021 Refinance Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:0028 B:0000 L:0017 D`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:0028 B:0000 L:0017 D`
Alternative APN	`MDLT M:0028 B:0000 L:0017 D`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,528 sqft Living Area
Gross Area	6,112 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,101 sqft (0.921 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	11 JAMES AVE
City	MIDDLETON
State	MA
Zip	01949-2148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Subdivision	FIELDSTONE PLACE
Legal Lot Number	17 D
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	1
Census Block	1017
Census Tract	212102

Owner

Source: Essex County and Middleton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 JAMES AVE, MIDDLETON, MA 01949-2148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA
Mar 8, 2017	Deed of Trust, Mortgage SANTANDER BK NA
Nov 29, 2018	Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 1994 · Amount on Record
Deed Sale	Jun 1, 1994 · Amount on Record
Deed Book / Page	12602 / 376
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	11 JAMES AVE, MIDDLETON, MA 01949-2148
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39807-129
Date	Apr 26, 2021
Book Page	39807/129
Instrument	20210426005920

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	11 JAMES AVE, MIDDLETON, MA 01949-2148
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35723-105
Date	Mar 8, 2017
Book Page	35723/105
Instrument	172

Lender

Name	SANTANDER BK NA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	11 JAMES AVE, MIDDLETON, MA 01949-2148
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37183-151
Date	Nov 29, 2018
Book Page	37183/151
Instrument	181129003870

Lender

Name	SANTANDER BANK NA

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Essex County and Middleton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,451.00 (+5.52%)	$1,068,400 (-0.35%) Land $430,100 Building $638,300	$1,216,657 (-18.7%)
2025	$12,747.00 (+4.45%)	$1,072,100 (+3.57%) Land $430,100 Building $642,000	$1,496,535
2024	$12,204.00 (+3.72%)	$1,035,100 (+13.22%) Land $402,100 Building $633,000
2023	$11,766.00	$914,200 Land $440,100 Building $474,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000
Water Source	Purchased surface water from DANVERS WATER DEPT.
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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