10 James Ave, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 10 James Ave, Middleton, MA 01949

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,684 sqft · built 1996
Lot Size	0.921 acres (40,101 sqft)
Owner	2 Trust Names on File
Last Sale	$820,000 (Jul 2015)
Tax Bill	$14,737 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:0028 B:0000 L:0018 G`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:0028 B:0000 L:0018 G`
Alternative APN	`MDLT M:0028 B:0000 L:0018 G`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,684 sqft Living Area
Gross Area	5,852 sqft
Basement Area	1,402 sqft
Unfinished Basement	1,402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	40,101 sqft (0.921 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	10 JAMES AVE
City	MIDDLETON
State	MA
Zip	01949-2146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Lot Number	18 G
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	1
Census Block	1017
Census Tract	212102

Owner

10 James Ave is owner-occupied and held in a trust since January 2019.

Source: Essex County and Middleton Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10 JAMES AVE, MIDDLETON, MA 01949-2146
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Line of Credit SAINT JEANS CU
Jun 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jan 31, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2015 · Amount on File
Deed Sale	Jul 30, 2015 · Amount on File
Prior Sale	Oct 15, 1993 · Amount on File
Deed Book / Page	34259 / 224
Last Transfer Date	Jan 17, 2019
Transfer Doc	037304-585
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	10 JAMES AVE, MIDDLETON, MA 01949-2146
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041231-364
Date	Oct 6, 2022
Book Page	41231/364
Instrument	20221006000430

Lender

Name	SAINT JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	10 JAMES AVE, MIDDLETON, MA 01949-2146
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38611-461
Date	Jun 15, 2020
Book Page	38611/461
Instrument	20200615004930

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Jan 31, 2019
Property Address	10 JAMES AVE, MIDDLETON, MA 01949-2146
Document Number	37304-585
Book / Page	037304 / 000585
Instrument Date	Jan 17, 2019
Instrument	1901312730
Transaction Type	Transfer
Record Updated	Feb 19, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10 JAMES AVE MIDDLETON MA 019492146, MIDDLETON, MA 01949-2146

Tax Assessment & Valuation

The 2026 property tax bill for 10 James Ave was $14,737, up 5.5% from the year before.

Source: Essex County and Middleton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,737.00 (+5.51%)	$1,170,500 (-0.37%) Land $430,100 Building $696,900	$1,428,597 (-1.16%)
2025	$13,968.00 (+6.13%)	$1,174,800 (+5.24%) Land $430,100 Building $744,700	$1,445,425
2024	$13,161.00 (+3.52%)	$1,116,300 (+13.01%) Land $402,100 Building $714,200
2023	$12,713.00	$987,800 Land $440,100 Building $547,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 James Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 James Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000
Water Source	Purchased surface water from DANVERS WATER DEPT.
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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