11 Harvard Rd, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 11 Harvard Rd, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,352 sqft · built 2022
Lot Size0.276 acres (12,001 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Feb 2022)
Tax Bill$7,840 (2025)
Deeds & MortgagesMar 2023 Refinance
Feb 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNAYER M:034 B:0000 L:0082

Property Details

APN / Parcel Number

Primary APNAYER M:034 B:0000 L:0082

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,352 sqft Living Area
Basement Area572 sqft
Unfinished Basement572 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,001 sqft (0.276 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address11 HARVARD RD
CityAYER
StateMA
Zip01432-1816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal Lot Number82
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group4
Census Block4019
Census Tract325102

Owner

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11 HARVARD RD, AYER, MA 01432-1816
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
ENTERPRISE BANK & TRUST CO
Feb 24, 2022Quit Claim Deed, Transfer
Mar 29, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2022 · Amount on Record
Deed SaleFeb 24, 2022 · Amount on Record
Deed Document Number202229181
Deed Book / Page79731 / 324
Prior Transfer DateMar 26, 2021
Prior Transfer Doc77361-230
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address11 HARVARD RD, AYER, MA 01432-1816
Transaction TypeMortgage
Record UpdatedApr 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number081373-432
DateMar 30, 2023
Book Page81373/432
Instrument30966
Lender
NameENTERPRISE BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueApr 1, 2048

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateFeb 24, 2022
Property Address11 HARVARD RD, AYER, MA 01432-1816
Document Number079731-324
Book / Page79731 / 324
Instrument DateFeb 24, 2022
Instrument29181
Transaction TypeTransfer
Record UpdatedMar 11, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 LITTLETON RD, AYER, MA 01432-1714

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateMar 29, 2021
Property Address11 HARVARD RD, AYER, MA 01432-1816
Document Number77361-230
Book / Page77361 / 230
Instrument DateMar 26, 2021
Instrument69519
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address142 SNAKE HILL RD, AYER, MA 01432-1526

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,840.00 (+95.32%)$655,500 (+102.82%) Land $142,100 Building $513,400$719,625 (+12.57%)
2024$639,255
2023$4,014.00$323,200 Land $152,300 Building $170,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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