10 Harvard Rd, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 10 Harvard Rd, Ayer, MA 01432

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 1,488 sqft · built 1900
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Nov 2022)
Tax Bill	$4,225 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`AYER M:034 B:0000 L:0077`

Property Details

APN / Parcel Number

Primary APN	`AYER M:034 B:0000 L:0077`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Units	3 Units
Stories	1 Story
Building Area	1,488 sqft Living Area
Basement Area	1,488 sqft
Unfinished Basement	1,488 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	37,897 sqft (0.87 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	10 HARVARD RD
City	AYER
State	MA
Zip	01432-1817
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	A2
Legal Lot Number	77
Jurisdiction	AYER MA
Township / Civil Division	AYER
Census Block Group	4
Census Block	4020
Census Tract	325102

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:034 B:0000 L:0077

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	100 POWDERMILL RD, 136, ACTON, MA 01720-5932
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 29, 2022 · Amount on Record
Deed Sale	Nov 29, 2022 · Amount on Record
Deed Book / Page	80995 / 220
Record Updated	Sep 20, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AYER MA
Recording Date	Nov 29, 2022
Property Address	10 HARVARD RD, AYER, MA 01432-1817
Document Number	080995-220
Book / Page	80995 / 220
Instrument Date	Nov 28, 2022
Instrument	174090
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	210 LITTLETON COUNTY RD, AYER, MA

Mortgage

Document Number	0000174091
Date	Nov 29, 2022
Instrument	174091

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,225.00 (+19.25%)	$353,300 (+23.83%) Land $161,200 Building $192,100
2023	$3,543.00	$285,300 Land $174,600 Building $110,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jun 2025 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 157 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AYER DPW WATER DIVISION serves 8,479 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.