Kershaw County property record for 11 Gumtree Ct, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 1,892 sqft |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $134,900 (Mar 2018) |
| Tax Bill | $664 (2025) |
| Deeds & Mortgages | Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 359-03-00-020-SGU |
| Primary APN | 359-03-00-020-SGU |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,892 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Block |
|---|---|
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Porch | Porch |
| Porch Area | 124 sqft |
| Patio Area | 168 sqft |
| Account Number | 43359 |
|---|---|
| Street Address | 11 GUMTREE CT |
| City | ELGIN |
| State | SC |
| Zip | 29045-8226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | WOODTRACE SUBDIV PHASE 1 LOT 20 |
| Legal Subdivision | WOODTRACE SUBD |
| Legal Phase | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 970908 |
Source: Kershaw County records, as of November 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11 GUMTREE CT, ELGIN, SC 29045-8226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2018 · Amount on Record |
| Deed Sale | Mar 20, 2018 · Amount on Record |
| Prior Sale | Oct 10, 2012 |
| Deed Document Number | 20182143 |
| Deed Book / Page | 3833 / 225 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Mar 20, 2018 |
| Property Address | 11 GUMTREE CT, ELGIN, SC 29045-8226 |
| Document Number | 0000002143 |
| Book / Page | 003833 / 000225 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 2143 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $499.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 GUMTREE CT ELGIN SC 290458226, ELGIN, SC 29045-8226 |
| Document Number | 2144 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 003833/000228 |
| Instrument | 2144 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $664.00 (-74.48%) | $136,500 (-) Land $25,000 Building $111,500 | $136,500 (-) |
| 2023 | $2,602.00 | $136,500 Land $25,000 Building $111,500 | $136,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 40% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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