10 Gumtree Ct, Elgin, SC 29045 Property Records

Kershaw County property record for 10 Gumtree Ct, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details2,922 sqft · built 2014
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on Record
Last Sale$252,000 (Dec 2021)
Tax Bill$1,548 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN359-03-00-018-SGU

Property Details

APN / Parcel Number

Primary APN359-03-00-018-SGU
Alternative APN
  • 43378

Interior

Stories2 Stories
Building Area2,922 sqft Gross Area
Gross Area2,254 sqft

Exterior

Year BuiltBuilt 2014
Exterior MaterialVinyl
Roof MaterialComposition Shingle
Lot Area18,731 sqft (0.43 acres)

Location & Zoning

Account Number43378
Old Parcel Number359-03-00-018 SGU
Street Address10 GUMTREE CT
CityELGIN
StateSC
Zip29045-8226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionWOODTRACE SUBDIV PHASE I LOT 18
Legal SubdivisionWOODTRACE SUBD
Legal Phase1
Legal Lot Number18
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group1
Census Block1012
Census Tract970908

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address10 GUMTREE CT, ELGIN, SC 29045-8226
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 2021 · Amount on Record
Deed SaleDec 7, 2021 · Amount on Record
Deed Document Number0000463078
Record UpdatedJun 8, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKERSHAW SC
Recording DateJul 10, 2020
Property Address10 GUMTREE CT, ELGIN, SC 29045-8226
Document Number0000005984
Book / Page004256 / 000117
Instrument DateJul 10, 2020
Instrument5984
Transaction TypeTransfer
Record UpdatedAug 5, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 GUMTREE CT ELGIN SC 290458226, ELGIN, SC 29045-8226

Mortgage

Document Number5983
DateJul 10, 2020
Book Page004256/000104
Instrument5983
Lender
NameNETWORK FNDG
TypeFunding / Finance Company
AddressHOUSTON, TX 77042
Agreement
AmountAmount Recorded
Term180 Months
DueJul 9, 2035

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,548.00 (+7.57%)$252,000 (-) Land $25,000 Building $227,000$252,000 (-)
2023$1,439.00$252,000 Land $25,000 Building $227,000$252,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 40% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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