Middlesex County and Natick Town property record for 11 Franklin St, Natick, MA 01760
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2.5 ba · 2,513 sqft · built 1915 |
| Lot Size | 0.176 acres (7,684 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $34,193 (Jul 2015) |
| Tax Bill | $9,475 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-00000042 |
| Primary APN | 36-00000042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,513 sqft Living Area |
| 1st Floor Area | 616 sqft |
| Basement Area | 482 sqft |
| Unfinished Basement | 482 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 7,684 sqft (0.176 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 36-00000042 |
|---|---|
| Street Address | 11 FRANKLIN ST |
| City | NATICK |
| State | MA |
| Zip | 01760-3507 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RG |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 382200 |
11 Franklin St, a duplex, is owned and occupied by two individuals who bought it in July 2015.
Source: Middlesex County and Natick Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 FRANKLIN ST, NATICK, MA 01760-3507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2022 | Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK |
| Feb 6, 2018 | Deed of Trust, Mortgage MUTUALONE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2015 · Amount on File |
| Deed Sale | Jul 1, 2015 · Amount on File |
| Prior Sale | Mar 2, 1990 · Amount on File |
| Deed Book / Page | 65663 / 266 |
| Transfer Doc | 065663-266 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 11 FRANKLIN ST, NATICK, MA 01760-3507 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 080997-543 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 80997/543 |
| Instrument | 174392 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 11 FRANKLIN ST, NATICK, MA 01760-3507 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70598-394 |
|---|---|
| Date | Feb 6, 2018 |
| Book Page | 70598/394 |
| Instrument | 17514 |
| Name | MUTUALONE BK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Feb 1, 2038 |
The 2025 property tax bill for 11 Franklin St was $9,475, up 4.1% from the year before.
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,475.00 (+4.11%) | $792,200 (+6.72%) Land $424,000 Building $368,200 | $826,019 |
| 2024 | $9,101.00 (+3.48%) | $742,300 (+6.68%) Land $400,400 Building $341,900 | |
| 2023 | $8,795.00 | $695,800 Land $376,800 Building $319,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Franklin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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