Essex County and Manchester-by-the-Sea Town property record for 11 Forest Ln, Manchester, MA 01944
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,770 sqft · built 1965 |
| Lot Size | 0.522 acres (22,721 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Dec 2024) |
| Tax Bill | $6,894 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MANC M:0037 B:0000 L:0027 |
| Primary APN | MANC M:0037 B:0000 L:0027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,770 sqft Living Area |
| Gross Area | 2,179 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 374 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,721 sqft (0.522 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 11 FOREST LN |
|---|---|
| City | MANCHESTER |
| State | MA |
| Zip | 01944-1275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Lot Number | 27 |
| Jurisdiction | MANCHESTER MA |
| Township / Civil Division | MANCHESTER-BY-THE-SEA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 218100 |
11 Forest Ln is owned and occupied by two individuals who bought it in December 2024.
Source: Essex County and Manchester-by-the-Sea Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 FOREST LN, MANCHESTER, MA 01944-1275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LEADER BANK NA |
| May 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP |
| Jun 15, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2024 · Amount on File |
| Deed Sale | Dec 12, 2024 · Amount on File |
| Prior Sale | Jun 15, 2020 · Amount on File |
| Deed Document Number | 20242420 |
| Deed Book / Page | 42482 / 29 |
| Prior Transfer Date | Jun 10, 2020 |
| Prior Transfer Doc | 38613-96 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Property Address | 11 FOREST LN, MANCHESTER, MA 01944-1275 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0043300-68 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 43300/68 |
| Instrument | 20260330000740 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Property Address | 11 FOREST LN, MANCHESTER, MA 01944-1275 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039892-488 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 39892/488 |
| Instrument | 20210518007300 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Recording Date | Jun 15, 2020 |
| Property Address | 11 FOREST LN, MANCHESTER, MA 01944-1275 |
| Document Number | 38613-96 |
| Book / Page | 38613 / 96 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 20200615006790 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 FOREST LN, MANCHESTER, MA 01944-1275 |
| Document Number | 200615006800 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 200615006800 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 11 Forest Ln was $6,894, up 3.2% from the year before.
Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Manchester-by-the-Sea Town |
| Unified School District | Manchester Essex Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,894.00 (+3.23%) | $753,400 (+5.49%) Land $399,900 Building $353,500 | $1,039,965 |
| 2024 | $6,678.00 (+1.61%) | $714,200 (+13.35%) Land $381,300 Building $332,900 | |
| 2023 | $6,572.00 | $630,100 Land $344,100 Building $286,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Forest Ln in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 41 individual policies |
| Nearby Flood Policies | 53 units insured incl. 12 condo units |
| Nearby Flood Claims | 52 (1978–2024) |
| Claims Outside the SFHA | 1 of 52 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Forest Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER BY THE SEA DPW serves 5,201 people · EPA ID MA3166000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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