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11 Fates Overlook Loop, Black Mountain, NC 28711 Property Records

Buncombe County property record for 11 Fates Overlook Loop, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 1,731 sqft · built 2018
Lot Size0.539 acres (23,522 sqft)
Owner2 Individual Names on Record
Last Sale$47,000 (May 2015)
Tax Bill$6,874 (2025)
Deeds & MortgagesMar 2020 Mortgage
Jun 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN0618-46-2555-00000

Property Details

APN / Parcel Number

Primary APN0618-46-2555-00000
Alternative APN
  • 061801461469000

Interior

Bedrooms3 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area1,731 sqft Living Area
Gross Area3,462 sqft
1st Floor Area3,294 sqft
Basement Area1,731 sqft
Finished Basement1,563 sqft
Unfinished Basement168 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Architectural StyleConventional
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area23,522 sqft (0.539 acres)
Garage Area611 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Deck Area420 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Old Parcel Number061801461469000
Street Address11 FATES OVERLOOK LOOP
CityBLACK MOUNTAIN
StateNC
Zip28711-8932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDEED DATE: 05/29/2015 DEE
Legal DescriptionDEED DATE: 05/29/2015 DEED: 5318-1465 SUBDIV: THE SETTINGS OF BLACK MOUNTAIN BLOCK: LOT: 107 SECTION: PLAT: 0096-0163
Legal SubdivisionTHE SETTINGS OF BLACK MOUNTAIN
Legal Lot Number107
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group1
Census Block1029
Census Tract3103

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address11 FATES OVERLOOK LOOP, BLACK MOUNTAIN, NC 28711-8932
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANK
Jun 22, 2018Loan Modification, Mortgage
FIRST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2015 · Amount on Record
Deed SaleMay 29, 2015 · Amount on Record
Prior SaleJan 20, 2012 · Amount on Record
Deed Document Number0053181465
Deed Book / Page5318 / 1465
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address11 FATES OVERLOOK LOOP, BLACK MOUNTAIN, NC 28711-8932
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0058791232
DateMar 30, 2020
Book Page5879/1232
Lender
NameFIRST BANK
TypeBank
AddressGREENSBORO, NC 27401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBUNCOMBE NC
Property Address11 FATES OVERLOOK LOOP, BLACK MOUNTAIN, NC 28711-8932
Document Number0056771920
Instrument DateJun 22, 2018
Transaction TypeMortgage
Record UpdatedJul 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address11 FATES OVERLOOK LOOP BLACK MOUNTAIN NC 28711, BLACK MOUNTAIN, NC 28711

Mortgage

Document Number0056771920
DateJun 28, 2018
Book Page005677/001920
Lender
NameFIRST BK
TypeBank
AddressTROY, NC 27371
Agreement
AmountAmount Recorded
Term360 Months
DueJun 27, 2048
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityBlack Mountain Town
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,874.00 (+5.93%)$792,400 (-)
2023$6,489.00$792,400$792,400 (-) Land $81,500 Building $710,900
2021$792,400 Land $81,500 Building $710,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Nearby Flood Policies39 in force
Nearby Flood Claims30 (1979–2024)
Claims Outside the SFHA5 of 30
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 16 claims
  • Hurricane Ivan, Sep 2004 · 2 claims
  • Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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