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11 E Cottage Ave, Dayton, OH 45449 Property Records

Montgomery County property record for 11 E Cottage Ave, Dayton, OH 45449

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,344 sqft · built 1898
Lot Size0.137 acres (5,998 sqft)
OwnerCompany Name on Record
Tax Bill$2,607 (2024)
Deeds & MortgagesDec 2025 Transfer
Mar 2021 Mortgage
Flood ZoneZone X (reduced by levee)
APNK48 00102 0019

Property Details

APN / Parcel Number

Primary APNK48 00102 0019

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,344 sqft Living Area
1st Floor Area416 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1898
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,998 sqft (0.137 acres)
Lot Dimensions150 ft deep x 40 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area75 sqft
Deck Area112 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address11 E COTTAGE AVE
CityDAYTON
StateOH
Zip45449-1454
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description273
Legal SubdivisionCITY/WEST CARROLLTON REV
Legal Lot Number19
JurisdictionMONTGOMERY OH
Township / Civil DivisionWEST CARROLLTON
Census Block Group1
Census Block1009
Census Tract50301

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address11 E COTTAGE AVE, WEST CARROLLTON, OH 45449-1454
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Intrafamily Transfer, Transfer
Mar 16, 2021Deed of Trust, Mortgage · VA Mortgage
PRIMELENDING

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleDec 23, 2025
Deed SaleDec 23, 2025
Prior SaleSep 22, 2005 · Amount on Record
Deed Document Number2025-00072002
Record UpdatedJun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY OH
Recording DateDec 23, 2025
Property Address11 E COTTAGE AVE, DAYTON, OH 45449-1454
Document Number0000072002
Instrument DateNov 24, 2025
Instrument2025-00072002
Transaction TypeTransfer
Record UpdatedJan 7, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address11 E COTTAGE AVE, WEST CARROLLTON, OH 45449-1454

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address11 E COTTAGE AVE, DAYTON, OH 45449-1454
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021492
DateMar 16, 2021
Instrument2021-00021492
Lender
NamePRIMELENDING
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityWest Carrollton City
Unified School DistrictWest Carrollton City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$37,030 (-) Land $6,170 Building $30,860
2024$2,607.00 (+6.67%)$37,030 (-) Land $6,170 Building $30,860
2023$2,444.00 (+9.99%)$37,030 (+41.88%) Land $6,170 Building $30,860$105,800 (+41.88%) Land $17,640 Building $88,160
2022$2,222.00$26,100 Land $4,350 Building $21,750
2020$74,570 Land $12,420 Building $62,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims4 (1979–2005)
Most Recent ClaimJan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CARROLLTON CITY PWS
serves 8,361 people · EPA ID OH5702812
Water SourceGroundwater
Last State InspectionJan 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Frontier.

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