11 E 11th St, Panama City, FL 32404 Property Records

Bay County property record for 11 E 11th St, Panama City, FL 32404

Property Summary

Property Type	Vacant Land
Lot Size	3.4 acres (148,104 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Jan 2024)
Tax Bill	$271 (2025)
Deeds & Mortgages	Jan 2024 Sale Jun 2023 Transfer + 3 more
Flood Zone	Zone A (high risk)
APN	`14927-000-000`

Property Details

APN / Parcel Number

Primary APN	`14927-000-000`

Exterior

Lot Area	148,104 sqft (3.4 acres)
Lot Dimensions	160 ft deep x 450 ft wide

Location & Zoning

Street Address	E 11TH ST
City	PANAMA CITY
State	FL
Zip	32404
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	1 4S 14W S1/2 OF SW1/4 OF SE1/4 OF NE1/4 ORB 3532 P 2270 -16- LESS PRCLS ORB 4769 P 1169
Legal Range	14W
Legal Township	04S
Legal Section	01
Legal Subdivision	SPRINGDALE
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1027
Census Tract	1100

Owner

11 E 11th St, vacant land, is owned by an individual who bought it in January 2024.

Source: Bay County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	800 HIGHWAY 98, 207, MEXICO BEACH, FL 32456-7028
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Warranty Deed, Transfer DIAMOND TITLE AGENCY INC
Jun 28, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 1, 2020	Quit Claim Deed, Transfer DIAMOND TITLE AGENCY INC
Nov 14, 2017	Warranty Deed, Transfer
Jan 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2024 · Amount on File
Deed Sale	Jan 31, 2024 · Amount on File
Prior Sale	Dec 1, 2016 · Amount on File
Deed Document Number	20245433
Deed Book / Page	4769 / 1169
Prior Transfer Date	Sep 28, 2020
Prior Transfer Doc	0043051167
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 31, 2024
Property Address	11TH E AVE, PANAMA CITY, FL 32401
Document Number	0047691169
Book / Page	4769 / 1169
Instrument Date	Jan 26, 2024
Instrument	2024005433
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	DIAMOND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 MILL WAY, PANAMA CITY, FL 32409-4219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 HIGHWAY 98 UNIT 207, 207, MEXICO BEACH, FL 32456-7028

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Jun 28, 2023
Property Address	11TH E AVE, PANAMA CITY, FL 32401
Document Number	0047031958
Book / Page	4703 / 1958
Instrument Date	Oct 20, 2021
Instrument	2023040109
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	215 BAINBRIDGE ST, PANAMA CITY BEACH, FL 32413-2825

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Oct 1, 2020
Property Address	11TH ST E, PANAMA CITY, FL 32404
Document Number	0043051167
Book / Page	004305 / 001167
Instrument Date	Sep 23, 2020
Instrument	64883
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	DIAMOND TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 MILL WAY PANAMA CITY FL 324094219, PANAMA CITY, FL 32409-4219

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Nov 14, 2017
Property Address	11TH ST E, PANAMA CITY, FL 32404
Document Number	0039542003
Book / Page	003954 / 002003
Instrument Date	Nov 9, 2017
Instrument	66028
Transaction Type	Transfer
Record Updated	Dec 1, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 MILL WAY PANAMA CITY FL 324094219, PANAMA CITY, FL 32409-4219

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 10, 2017
Property Address	11TH ST E, PANAMA CITY, FL 32404
Document Number	0038640608
Book / Page	003864 / 000608
Instrument Date	Dec 20, 2016
Instrument	1277
Transaction Type	Transfer
Record Updated	May 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3529 E 3RD ST PANAMA CITY BEACH FL 324016001, PANAMA CITY BEACH, FL 32401-6001

Tax Assessment & Valuation

The 2025 property tax bill for 11 E 11th St was $271, down 59% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$271.00 (-59%)	$17,136 Land $17,136	$17,136 Land $17,136
2024	$661.00 (+7.83%)
2023	$613.00 (+15.44%)	$31,059 (+21.4%) Land $31,059	$31,059 (+21.4%) Land $31,059
2022	$531.00	$25,585 Land $25,585	$25,585 Land $25,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 E 11th St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	18 (1998–2021)
Claims Outside the SFHA	10 of 18
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 8 claims Severe Storms And Flooding, Jul 2013 · 2 claims Hurricane Dennis, Jul 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 E 11th St is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone.

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