Bay County property record for 315 E 11th St, Panama City, FL 32401
| Property Type | Residential Vacant Land |
|---|---|
| Details | 9 bd · 6 ba · 5,526 sqft · built 1941 |
| Lot Size | 0.612 acres (26,659 sqft) |
| Owner | Company Name on File |
| Last Sale | $280,000 (Jan 2018) |
| Tax Bill | $24 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17584-000-000 |
| Primary APN | 17584-000-000 |
|---|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 1 Story |
| Building Area | 5,526 sqft |
| 1st Floor Area | 3,027 sqft |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Exterior Material | Brick |
| Lot Area | 26,659 sqft (0.612 acres) |
| Lot Dimensions | 132 ft deep x 202 ft wide |
| Garage Area | 483 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 657 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 315 E 11TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-2966 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | PC09 |
| Legal Description | M N KNEECE'S REPLAT REPLAT OF PINE-LEA 3RD ADD LOTS 1,2,& LOT 3 LESS E 1'8 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | PINE-LEA |
| Legal Lot Number | 1-3 2 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 1600 |
315 E 11th St, residential vacant land, is owned by a company that bought it in January 2018 and is owner-occupied.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 403 E 11TH ST, PANAMA CITY, FL 32401-3409 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2018 · Amount on File |
| Deed Sale | Jan 31, 2018 · Amount on File |
| Deed Document Number | 2018005948 |
| Deed Book / Page | 3975 / 2037 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $62,054 (+6.67%) Land $62,054 | $62,054 (+6.67%) Land $62,054 | |
| 2024 | $24.00 (-87.88%) Additional exemption filed | $58,176 (+11.11%) Land $58,176 | $58,176 (+11.11%) Land $58,176 |
| 2023 | $198.00 (-4.35%) Additional exemption filed | $52,358 (+34.33%) Land $52,358 | $52,358 (+34.33%) Land $52,358 |
| 2022 | $207.00 Additional exemption filed | $38,977 Land $38,977 | $38,977 Land $38,977 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 315 E 11th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2008–2023) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 E 11th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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