11 Cypress St, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 11 Cypress St, Millburn, NJ 07041

Property Summary

Property TypeSingle Family Home
Details1,899 sqft · built 1916
Lot Size0.138 acres (5,998 sqft)
Owner2 Individual Names on File
Last Sale$648,000 (May 2016)
Tax Bill$12,288 (2025)
Deeds & MortgagesFeb 2018 Refinance
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN12-00407-0000-00008

Property Details

APN / Parcel Number

Primary APN12-00407-0000-00008
Alternative APNs
  • 120040700008
  • 07041

Interior

Stories2 Stories
Building Area1,899 sqft Living Area

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Construction TypeFrame
Lot Area5,998 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address11 CYPRESS ST
CityMILLBURN
StateNJ
Zip07041-1905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description50X120
Legal SubdivisionLAKESIDE PARK
Legal Block407
Legal Lot Number8
JurisdictionESSEX NJ
Township / Civil DivisionMILLBURN
Census Block Group2
Census Block2009
Census Tract20200

Owner

11 Cypress St is owned and occupied by two individuals who bought it in May 2016.

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address11 CYPRESS ST, MILLBURN, NJ 07041-1905
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
DIGITAL FCU
Feb 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2016 · Amount on File
Deed SaleMay 4, 2016 · Amount on File
Prior SaleAug 4, 2001 · Amount on File
Deed Document Number201638628
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address11 CYPRESS ST, MILLBURN, NJ 07041-1905
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyEQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015075
DateFeb 20, 2018
Instrument2018015075
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term469 Months
DueMar 1, 2057

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address11 CYPRESS ST, MILLBURN, NJ 07041-1905
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanySOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017038
DateFeb 11, 2021
Instrument2021017038
Lender
NameFARMERS BANK & TRUST
TypeBank
AddressGREAT BEND, KS 67530
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 11 Cypress St was $12,288, up 1.9% from the year before.

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMillburn Township
Unified School DistrictMillburn Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$608,600 (-) Land $378,600 Building $230,000$608,600 (-) Land $378,600 Building $230,000
2025$12,288.00 (+1.87%)$608,600 Land $378,600 Building $230,000$608,600 Land $378,600 Building $230,000
2024$12,062.00
2023$608,600 Land $378,600 Building $230,000$608,600 Land $378,600 Building $230,000
2022$11,825.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Cypress St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims54 (1979–2023)
Claims Outside the SFHA48 of 54
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 5 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Cypress St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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