Essex County and Millburn Township property record for 18 Cypress St, Millburn, NJ 07041
| Property Type | Single Family Home |
|---|---|
| Details | 1,624 sqft · built 1939 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $975,000 (Jan 2024) |
| Tax Bill | $11,650 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00408-0000-00007 |
| Primary APN | 12-00408-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,624 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 18 CYPRESS ST |
|---|---|
| City | MILLBURN |
| State | NJ |
| Zip | 07041-1906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X100 |
| Legal Subdivision | MODEL PARK TR |
| Legal Block | 408 |
| Legal Lot Number | 7 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MILLBURN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20200 |
18 Cypress St is owned and occupied by two individuals who bought it in January 2024.
Source: Essex County and Millburn Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 CYPRESS ST, MILLBURN, NJ 07041-1906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 24, 2024 | Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Apr 3, 2020 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2024 · Amount on File |
| Deed Sale | Jan 24, 2024 · Amount on File |
| Prior Sale | Apr 3, 2020 · Amount on File |
| Deed Document Number | 20244647 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 18 CYPRESS ST, MILLBURN, NJ 07041-1906 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | WORLD WIDE LAND TRANSFER INC, WORLD WIDE LAND TRANSFER LLC |
| Name | Verified Name |
|---|---|
| Address | 18 CYPRESS ST, MILLBURN, NJ 07041-1906 |
| Document Number | 0000018810 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 2026018810 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jan 24, 2024 |
| Property Address | 18 CYPRESS ST, MILLBURN, NJ 07041-1906 |
| Document Number | 0000004647 |
| Instrument Date | Dec 7, 2023 |
| Instrument | 2024004647 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2024 |
| Title Company | TOHICKON SETTLEMENT SERVICES INC, TOHICKON SETTLEMENT SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 OLD COACH RD, RANDOLPH, NJ 07869-4121 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18 CYPRESS ST, MILLBURN, NJ 07041-1906 |
| Document Number | 0000004648 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | 2024004648 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Apr 3, 2020 |
| Property Address | 18 CYPRESS ST, MILLBURN, NJ 07041-1906 |
| Document Number | 0000034448 |
| Instrument Date | Mar 19, 2020 |
| Instrument | 34448 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2020 |
| Title Company | ALLIED TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $655.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 CYPRESS ST MILLBURN NJ 070411906, MILLBURN, NJ 07041-1906 |
| Document Number | 34449 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 34449 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2050 |
The 2025 property tax bill for 18 Cypress St was $11,650, up 1.9% from the year before.
Source: Essex County and Millburn Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Millburn Township |
| Unified School District | Millburn Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $577,000 (-) Land $375,500 Building $201,500 | $577,000 (-) Land $375,500 Building $201,500 | |
| 2025 | $11,650.00 (+1.87%) | $577,000 Land $375,500 Building $201,500 | $577,000 Land $375,500 Building $201,500 |
| 2024 | $11,436.00 | ||
| 2023 | $577,000 (-) Land $375,500 Building $201,500 | $577,000 (-) Land $375,500 Building $201,500 | |
| 2022 | $11,211.00 (+0.26%) | $577,000 Land $375,500 Building $201,500 | $577,000 Land $375,500 Building $201,500 |
| 2021 | $11,182.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Cypress St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 54 (1979–2023) |
| Claims Outside the SFHA | 48 of 54 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Cypress St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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