Walton County property record for 11 Cozy Cv, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,447 sqft · built 2024 |
| Lot Size | 0.239 acres (10,411 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,000 (Mar 2024) |
| Tax Bill | $4,797 (2024) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Aug 2023 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-1S-19-23022-000-0180 |
| Primary APN | 30-1S-19-23022-000-0180 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,447 sqft Living Area |
| Gross Area | 3,122 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 10,411 sqft (0.239 acres) |
| Lot Dimensions | 13 ft deep x 7.7 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 11 COZY CV |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-2963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 BLISS AT HAMMOCK BAY PB 25-11 OR 3276-3158 OR 3298-81 OR 3317-2112 |
| Legal Lot Number | 18 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 950502 |
11 Cozy Cv is owned and occupied by an individual who bought it in March 2024.
Source: Walton County records, as of December 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 11 COZY CV, FREEPORT, FL 32439-2963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2024 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Aug 4, 2023 | Warranty Deed, Transfer · Line of Credit WHITNEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2024 · Amount on File |
| Deed Sale | Mar 5, 2024 · Amount on File |
| Prior Sale | Aug 4, 2023 · Amount on File |
| Deed Document Number | 20240007639 |
| Deed Book / Page | 3317 / 2112 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 5, 2024 |
| Property Address | 11 COZY CV, FREEPORT, FL 32439-2963 |
| Document Number | 0033172112 |
| Book / Page | 3317 / 2112 |
| Map Reference | MB 25 PGS 1112 AND 1 |
| Instrument Date | Feb 23, 2024 |
| Instrument | 20240007639 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7660 PECUE LN, BATON ROUGE, LA 70809-5271 |
| Name | Verified Name |
|---|---|
| Address | 801 GUMWOOD ST, GREAT FALLS, MT 59405-7925 |
| Document Number | 0033172114 |
|---|---|
| Date | Mar 5, 2024 |
| Instrument | 3317/2114 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 4, 2023 |
| Property Address | 11 COZY CV, FREEPORT, FL 32439-2963 |
| Document Number | 0032980081 |
| Book / Page | 3298 / 81 |
| Map Reference | MB 25 PG 11-13 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 20230027897 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,623.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7660 PECUE LN STE 100, 100, BATON ROUGE, LA 70809-5271 |
| Name | Verified Name |
|---|---|
| Address | 7660 PECUE LN # 100, 100, BATON ROUGE, LA 70809-5271 |
| Investor | Possibly a Property Investor |
| Document Number | 0000329883 |
|---|---|
| Date | Aug 4, 2023 |
| Instrument | 3298/83 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $405,078 Land $69,946 Building $335,132 | $405,078 Land $69,946 Building $335,132 | |
| 2024 | $4,797.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Cozy Cv in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Cozy Cv is high, ranking above 73% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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