Walton County property record for 10 Cozy Cv, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,080 sqft · built 2023 |
| Lot Size | 0.178 acres (7,754 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $469,000 (Jul 2025) |
| Tax Bill | $4,646 (2024) |
| Deeds & Mortgages | Jul 2025 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-1S-19-23022-000-0020 |
| Primary APN | 30-1S-19-23022-000-0020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,080 sqft Living Area |
| Gross Area | 2,626 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 7,754 sqft (0.178 acres) |
| Lot Dimensions | 13 ft deep x 5.7 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 10 COZY CV |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-2963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLISS AT HAMMOCK BAY PB 25-11 OR 3276-3158 OR 3304-3692 OR 3365-1502 |
| Legal Lot Number | 2 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 950502 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10 COZY CV, FREEPORT, FL 32439-2963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WALTON FUNDING LLC |
| Oct 12, 2023 | Warranty Deed, Subdivision Related Transfer · VA Mortgage DSLD MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2025 · Amount on Record |
| Deed Sale | Jul 21, 2025 · Amount on Record |
| Deed Document Number | 0033651502 |
| Deed Book / Page | 3304 / 3692 |
| Prior Transfer Date | Oct 12, 2023 |
| Prior Transfer Doc | 20230036888 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 10 COZY CV, FREEPORT, FL 32439-2963 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1008 REGATTA DR, NICEVILLE, FL 32578-2455 |
| Document Number | 0033651504 |
|---|---|
| Date | Jul 22, 2025 |
| Book Page | 3365/1504 |
| Instrument | 20250025715 |
| Name | WALTON FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | INLET BEACH, FL 32461 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 12, 2023 |
| Property Address | 10 COZY CV, FREEPORT, FL 32439-2963 |
| Document Number | 0033043692 |
| Book / Page | 3304 / 3692 |
| Map Reference | MB 25 PG 11-13 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 20230036888 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,037.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7660 PECUE LN, BATON ROUGE, LA 70809-5271 |
| Name | Verified Name |
|---|---|
| Address | 249 S KELLERMAN ST, AURORA, CO 80018-4649 |
| Document Number | 0033043695 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 3304/3695 |
| Name | DSLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $347,159 Land $66,615 Building $280,544 | $347,159 Land $66,615 Building $280,544 | |
| 2024 | $4,646.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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