Penobscot County and Bangor City property record for 11 Cottage St, Bangor, ME 04401
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2.5 ba · 2,304 sqft · built 1900 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on Record |
| Last Sale | $280,000 (Jan 2022) |
| Tax Bill | $4,416 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:021 L:044 |
| Primary APN | BANG M:021 L:044 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,304 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 8046 |
|---|---|
| Street Address | 11 COTTAGE ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-3727 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | URD1 |
| Legal Lot Number | 44 |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 500 |
Source: Penobscot County and Bangor City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 47 MAIN ST, BANGOR, ME 04401-6330 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 28, 2022 | Warranty Deed, Transfer · Commercial Mortgage CAMDEN NATIONAL BANK |
| Jul 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2022 · Amount on Record |
| Deed Sale | Jan 28, 2022 · Amount on Record |
| Prior Sale | Mar 17, 2014 · Amount on Record |
| Deed Document Number | 20222425 |
| Deed Book / Page | 16363 / 62 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | Jan 28, 2022 |
| Property Address | 11 COTTAGE ST, BANGOR, ME 04401-3727 |
| Document Number | 0163630062 |
| Book / Page | 16363 / 62 |
| Instrument Date | Jan 27, 2022 |
| Instrument | 2425 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 243 FOX HOLLOW LN, BANGOR, ME 04401-2152 |
| Document Number | 0163870031 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 16387/31 |
| Instrument | 4759 |
| Name | CAMDEN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 11 COTTAGE ST, BANGOR, ME 04401-3727 |
| Document Number | 0157260081 |
| Instrument Date | Jul 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 11 COTTAGE ST BANGOR ME 044013727, BANGOR, ME 04401-3727 |
| Document Number | 0157260081 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 015726/000081 |
| Instrument | 32636 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 4, 2045 |
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,416.00 (+4.05%) | $249,500 (+9.05%) Land $21,800 Building $227,700 |
| 2024 | $4,244.00 (+6.71%) | $228,800 (+10.16%) Land $21,100 Building $207,700 |
| 2023 | $3,977.00 | $207,700 Land $21,100 Building $186,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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