Penobscot County and Bangor City property record for 10 Cottage St, Bangor, ME 04401
| Property Type | Triplex |
|---|---|
| Details | 5 bd · 3 ba · 2,408 sqft · built 1900 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on File |
| Last Sale | $310,000 (Aug 2023) |
| Tax Bill | $4,664 (2025) |
| Deeds & Mortgages | Aug 2023 Sale Jul 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:021 L:050-A |
| Primary APN | BANG M:021 L:050-A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 2,408 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 8751 |
|---|---|
| Street Address | 10 COTTAGE ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-3777 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | URD1 |
| Legal Subdivision | CHAMBERLAINS PLAN |
| Legal Lot Number | 50-A |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 500 |
10 Cottage St, a triplex, is owned by a company that bought it in August 2023.
Source: Penobscot County and Bangor City records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 819 ESSEX ST, BANGOR, ME 04401-3546 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2023 | Warranty Deed, Transfer |
| Jul 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK |
| Jan 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CUSO HOME LENDING |
| Jul 10, 2019 | Deed of Trust, Transfer CUSO HM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2023 · Amount on File |
| Deed Sale | Aug 4, 2023 · Amount on File |
| Prior Sale | Jul 11, 2019 · Amount on File |
| Deed Document Number | 202317814 |
| Deed Book / Page | 16900 / 35 |
| Transfer Doc | 13722-0215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | Aug 4, 2023 |
| Property Address | 10 COTTAGE ST, BANGOR, ME 04401-3777 |
| Document Number | 0169000035 |
| Book / Page | 16900 / 35 |
| Instrument Date | Aug 4, 2023 |
| Instrument | 17814 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 819 ESSEX ST, BANGOR, ME 04401-3546 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPDEN ME |
| Property Address | 10 COTTAGE ST, BANGOR, ME 04401-3777 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0160890146 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 16089/146 |
| Instrument | 22086 |
| Name | CAMDEN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 10 COTTAGE ST, BANGOR, ME 04401-3777 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0158650222 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 15865/222 |
| Instrument | 1713 |
| Name | CUSO HOME LENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 10 COTTAGE ST, BANGOR, ME 04401-3777 |
| Document Number | 0152060237 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 COTTAGE ST BANGOR ME 044013777, BANGOR, ME 04401-3777 |
| Document Number | 0152060237 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 015206/000237 |
| Instrument | 20224 |
| Name | CUSO HM LNDG |
|---|---|
| Address | HAMPDEN, ME 04444 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 10, 2049 |
The 2025 property tax bill for 10 Cottage St was $4,664, up 4% from the year before.
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,664.00 (+3.99%) | $263,500 (+8.97%) Land $17,400 Building $246,100 |
| 2024 | $4,485.00 (+6.36%) | $241,800 (+9.81%) Land $16,900 Building $224,900 |
| 2023 | $4,217.00 (+10.13%) | $220,200 (+17.31%) Land $16,900 Building $203,300 |
| 2022 | $3,829.00 | $187,700 Land $16,900 Building $170,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10 Cottage St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 10 Cottage St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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