11 Cold Spring Dr, Boxford, MA 01921 Property Records

Essex County and Boxford Town property record for 11 Cold Spring Dr, Boxford, MA 01921

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,307 sqft · built 1959
Lot Size	2.13 acres (92,783 sqft)
Owner	Individual Name on Record
Last Sale	$890,000 (Dec 2020)
Tax Bill	$13,131 (2026)
Deeds & Mortgages	Jul 2017 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BOXF M:024 B:003 L:003`

Property Details

APN / Parcel Number

Primary APN	`BOXF M:024 B:003 L:003`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,307 sqft Living Area
Gross Area	6,384 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	92,783 sqft (2.13 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	11 COLD SPRING DR
City	BOXFORD
State	MA
Zip	01921-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	RICHARD J & VICTORIA M HUBBARD
Legal Block	3
Legal Lot Number	3
Jurisdiction	BOXFORD MA
Township / Civil Division	BOXFORD
Census Block Group	5
Census Block	5005
Census Tract	213100

Owner

Source: Essex County and Boxford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 COLD SPRING DR, BOXFORD, MA 01921-1911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2017	Deed of Trust, Mortgage INST SVGS NEWBURYPORT
Dec 18, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEW JERSEY LENDERS CORP
Mar 18, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2020 · Amount on Record
Deed Sale	Dec 18, 2020 · Amount on Record
Prior Sale	May 18, 2004 · Amount on Record
Deed Book / Page	39315 / 322
Prior Transfer Date	Dec 16, 2020
Prior Transfer Doc	3931000322
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOXFORD MA
Property Address	11 COLD SPRING DR, BOXFORD, MA 01921-1911
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36025-217
Date	Jul 18, 2017
Book Page	36025/217
Instrument	176

Lender

Name	INST SVGS NEWBURYPORT
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2032

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOXFORD MA
Recording Date	Dec 18, 2020
Property Address	11 COLD SPRING DR, BOXFORD, MA 01921-1911
Document Number	39315-322
Book / Page	39315 / 322
Instrument Date	Dec 16, 2020
Instrument	20201218006870
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 COLD SPRING DR, BOXFORD, MA 01921-1911

Mortgage

Document Number	201218006880
Date	Dec 18, 2020
Instrument	201218006880

Lender

Name	NEW JERSEY LENDERS CORP
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOXFORD MA
Recording Date	Mar 18, 2019
Property Address	11 COLD SPRING DR, BOXFORD, MA 01921-1911
Document Number	37388-127
Book / Page	037388 / 000127
Instrument Date	Mar 15, 2019
Instrument	1903182690
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	11 COLD SPRING DR BOXFORD MA 019211911, BOXFORD, MA 01921-1911

Tax Assessment & Valuation

Source: Essex County and Boxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Boxford Town
Elementary School District	Boxford School District (PK - 06)
Secondary School District	Masconomet School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,131.00 (+5.38%)	$969,800 (+4.67%) Land $442,300 Building $527,500	$1,207,564 (+10.96%)
2025	$12,461.00 (+3.06%)	$926,500 (-) Land $421,200 Building $505,300	$1,088,320
2024	$12,091.00 (+3.03%)	$926,500 (+9.27%) Land $421,200 Building $505,300
2023	$11,735.00	$847,900 Land $376,300 Building $471,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2010)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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