10 Cold Spring Dr, Boxford, MA 01921 Property Records

Essex County and Boxford Town property record for 10 Cold Spring Dr, Boxford, MA 01921

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,840 sqft · built 1957
Lot Size	2.27 acres (98,881 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Sep 2018)
Tax Bill	$10,763 (2026)
Deeds & Mortgages	Mar 2021 Refinance Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BOXF M:024 B:003 L:004`

Property Details

APN / Parcel Number

Primary APN	`BOXF M:024 B:003 L:004`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area
Gross Area	4,133 sqft
Basement Area	736 sqft
Unfinished Basement	736 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	98,881 sqft (2.27 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	10 COLD SPRING DR
City	BOXFORD
State	MA
Zip	01921-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	HERRICK WOODLANDS
Legal Block	3
Legal Lot Number	4
Jurisdiction	BOXFORD MA
Township / Civil Division	BOXFORD
Census Block Group	5
Census Block	5005
Census Tract	213100

Owner

10 Cold Spring Dr is owned and occupied by an individual who bought it in September 2018.

Source: Essex County and Boxford Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	10 COLD SPRING DR, BOXFORD, MA 01921-1912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NTWK
Sep 7, 2018	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE NTWK
Apr 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2018 · Amount on File
Deed Sale	Sep 7, 2018 · Amount on File
Prior Sale	May 5, 1995 · Amount on File
Deed Book / Page	36998 / 278
Transfer Doc	036998-278
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOXFORD MA
Property Address	10 COLD SPRING DR, BOXFORD, MA 01921-1912
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039590-539
Date	Mar 1, 2021
Book Page	39590/539
Instrument	20210301005540

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOXFORD MA
Property Address	10 COLD SPRING DR, BOXFORD, MA 01921-1912
Document Number	37942-79
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 COLD SPRING DR BOXFORD MA 019211912, BOXFORD, MA 01921-1912

Mortgage

Document Number	37942-79
Date	Oct 17, 2019
Book Page	037942/000079
Instrument	1017002250

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOXFORD MA
Recording Date	Sep 7, 2018
Property Address	10 COLD SPRING DR, BOXFORD, MA 01921-1912
Document Number	36998-278
Book / Page	036998 / 000278
Instrument Date	Sep 7, 2018
Instrument	7003250
Transaction Type	Transfer
Record Updated	Sep 27, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,439.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 COLD SPRING DR BOXFORD MA 019211912, BOXFORD, MA 01921-1912

Mortgage

Document Number	36998-280
Date	Sep 7, 2018
Book Page	036998/000280
Instrument	7003260

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOXFORD MA
Property Address	10 COLD SPRING DR, BOXFORD, MA 01921-1912
Document Number	35839-221
Book / Page	035839 / 000221
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	35839-221
Date	May 2, 2017
Book Page	035839/000221
Instrument	1705020308

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2026 property tax bill for 10 Cold Spring Dr was $10,763, up 5.5% from the year before.

Source: Essex County and Boxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Boxford Town
Elementary School District	Boxford School District (PK - 06)
Secondary School District	Masconomet School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,763.00 (+5.5%)	$794,900 (+4.8%) Land $443,700 Building $351,200	$844,456 (+10.63%)
2025	$10,202.00 (+3.07%)	$758,500 (-) Land $422,600 Building $335,900	$763,325
2024	$9,898.00 (+6.98%)	$758,500 (+13.46%) Land $422,600 Building $335,900
2023	$9,252.00	$668,500 Land $377,500 Building $291,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Cold Spring Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2010)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Cold Spring Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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