11 Clearview Ln, Highlands, NC 28741 Property Records

Macon County property record for 11 Clearview Ln, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,152 sqft · built 1980
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$369,000 (Jun 2026)
Tax Bill	$1,260 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2014 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`7438999933`

Property Details

APN / Parcel Number

Primary APN	`7438999933`
Alternative APNs	`0504073` `142744`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,152 sqft Heated Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Finished Basement	1,152 sqft
Utility Area	144 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	12,197 sqft (0.28 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Deck Area	248 sqft
Patio Area	248 sqft
Canopy	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	142744
Street Address	11 CLEARVIEW LN
City	HIGHLANDS
State	NC
Zip	28741-7520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 26 LAZY BEND
Legal Subdivision	LAZY BEND
Legal Lot Number	26
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2022
Census Tract	970502

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 CLEARVIEW LN, HIGHLANDS, NC 28741-7520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 19, 2014	Deed of Trust, Mortgage · Conventional Mortgage MACON BANK INC
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 9, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Jul 9, 2018 · Amount on Record
Deed Document Number	20263776
Deed Book / Page	44 / 2361
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	11 CLEARVIEW LN, HIGHLANDS, NC 28741-7520
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	NOVAS TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000B40/633
Date	Jul 22, 2020
Book Page	B-40/633
Instrument	2020004978

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	11 CLEARVIEW LN, HIGHLANDS, NC 28741-7520
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00O36/0187
Date	Dec 19, 2014
Book Page	O-36/0187
Instrument	2014007652

Lender

Name	MACON BANK INC
Address	FRANKLIN, NC 28734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 9, 2025

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jun 18, 2026
Property Address	11 CLEARVIEW LN, HIGHLANDS, NC 28741-7520
Document Number	0000003776
Book / Page	44 / 2361
Instrument Date	Jun 15, 2026
Instrument	20263776
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,538.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CLEARVIEW LN, HIGHLANDS, NC 28741-7520
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003777,
Date	Jun 18, 2026
Instrument	20263777

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jun 18, 2026
Property Address	11 CLEARVIEW LN, HIGHLANDS, NC 28741-7520
Document Number	00L44/2361
Book / Page	44 / 2361
Instrument Date	Jun 15, 2026
Instrument	20263776
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,538.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CLEARVIEW LN, HIGHLANDS, NC 28741-7520
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003777,
Date	Jun 18, 2026
Instrument	20263777

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	11 CLEARVIEW LN, HIGHLANDS, NC 28741-7520
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	NOVAS TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	B40/633
Date	Jul 22, 2020
Book Page	B-40/633
Instrument	2020004978

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 9, 2018
Property Address	11 CLEARVIEW LN, HIGHLANDS, NC 28741-7520
Document Number	R38/1102
Book / Page	R-38 / 1102
Map Reference	MB2 CARD1638
Instrument Date	Jul 6, 2018
Instrument	2018004633
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 18907, PANAMA CITY, FL 32417-8907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 174TH ST, SUNNY ISLES BEACH, FL 33160-3200

Mortgage

Document Number	00R38/1105
Date	Jul 9, 2018
Book Page	R-38/1105
Instrument	2018004634

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,260.00 (+3.96%)	$380,960 (+2.29%) Land $33,300 Building $347,660	$380,960 (+2.29%) Land $33,300 Building $347,660
2025	$1,212.00 (+1%)	$372,440 (-) Land $33,300 Building $339,140	$372,440 (-) Land $33,300 Building $339,140
2023	$1,200.00	$372,440 Land $33,300 Building $339,140	$372,440 Land $33,300 Building $339,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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