Essex County and Georgetown Town property record for 11 Central St, Georgetown, MA 01833
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,506 sqft · built 1820 |
| Lot Size | 0.092 acres (3,986 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Apr 2026) |
| Tax Bill | $4,792 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Apr 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GEOR M:0011A B:00000 L:00055 |
| Primary APN | GEOR M:0011A B:00000 L:00055 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,506 sqft Living Area |
| Gross Area | 2,064 sqft |
| Year Built | Built 1820 |
|---|---|
| Effective Year Built | Effective 1820 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,986 sqft (0.092 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 11 CENTRAL ST |
|---|---|
| City | GEORGETOWN |
| State | MA |
| Zip | 01833-2033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 55 |
| Jurisdiction | GEORGETOWN MA |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 265101 |
Source: Essex County and Georgetown Town records · APN GEOR M:0011A B:00000 L:00055
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 CENTRAL ST, GEORGETOWN, MA 01833-2033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Apr 13, 2026 | Quit Claim Deed, Transfer · FHA Mortgage BANGOR SAVINGS BANK |
| Oct 11, 2019 | Deed of Trust, Mortgage · Balloon Mortgage PENTUCKET BANK |
| Sep 20, 2021 | Quit Claim Deed, Transfer |
| Oct 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage ALIGN CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 13, 2026 · Amount on Record |
| Deed Sale | Apr 13, 2026 · Amount on Record |
| Prior Sale | Sep 20, 2021 · Amount on Record |
| Deed Document Number | 2026970 |
| Deed Book / Page | 43325 / 373 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 11 CENTRAL ST, GEORGETOWN, MA 01833-2033 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040397-221 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 40397/221 |
| Instrument | 20211020002790 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Recording Date | Apr 13, 2026 |
| Property Address | 11 CENTRAL ST, GEORGETOWN, MA 01833-2033 |
| Document Number | 043325-373 |
| Book / Page | 43325 / 373 |
| Instrument Date | Apr 08, 2026 |
| Instrument | 2026970 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11 CENTRAL ST, GEORGETOWN, MA 01833-2033 |
| Date | Apr 13, 2026 |
|---|
| Name | BANGOR SAVINGS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.75% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 11 CENTRAL ST, GEORGETOWN, MA 01833-2033 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037927-75 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 37927/75 |
| Instrument | 20191011003500 |
| Name | PENTUCKET BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Recording Date | Sep 20, 2021 |
| Property Address | 11 CENTRAL ST, GEORGETOWN, MA 01833-2033 |
| Document Number | 40294-559 |
| Book / Page | 40294 / 559 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 20210920004450 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 CENTRAL ST, GEORGETOWN, MA 01833-2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Recording Date | Oct 16, 2017 |
| Property Address | 11 CENTRAL ST, GEORGETOWN, MA 01833-2033 |
| Document Number | 36256-595 |
| Book / Page | 036256 / 000595 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 1710160574 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $861.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 POND ST GEORGETOWN MA 018331638, GEORGETOWN, MA 01833-1638 |
| Document Number | 36256-597 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 036256/000597 |
| Instrument | 1710160575 |
| Name | ALIGN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2047 |
Source: Essex County and Georgetown Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Georgetown Town |
| Unified School District | Georgetown School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,792.00 (-3.68%) | $433,300 (+9.31%) Land $160,600 Building $272,700 | $495,900 |
| 2024 | $4,975.00 (-5.99%) | $396,400 (-2.77%) Land $110,800 Building $285,600 | |
| 2023 | $5,292.00 | $407,700 Land $110,800 Building $296,900 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092651012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 238 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA3105000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GEORGETOWN WATER DEPARTMENT serves 8,766 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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