Essex County and Georgetown Town property record for 21 Central St, Georgetown, MA 01833
| Property Type | Triplex |
|---|---|
| Details | 5 bd · 3 ba · 4,132 sqft · built 1820 |
| Lot Size | 0.494 acres (21,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Aug 2013) |
| Tax Bill | $13,899 (2026) |
| Deeds & Mortgages | Jan 2020 Mortgage Jan 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | GEOR M:0011A B:00000 L:00045 |
| Primary APN | GEOR M:0011A B:00000 L:00045 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 4,132 sqft Living Area |
| Gross Area | 8,614 sqft |
| Basement Area | 2,196 sqft |
| Unfinished Basement | 2,196 sqft |
| Year Built | Built 1820 |
|---|---|
| Effective Year Built | Effective 1820 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,534 sqft (0.494 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 21 CENTRAL ST |
|---|---|
| City | GEORGETOWN |
| State | MA |
| Zip | 01833-2033 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | RA |
| Legal Lot Number | 45 |
| Jurisdiction | GEORGETOWN MA |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 265101 |
Source: Essex County and Georgetown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 CENTRAL ST, GEORGETOWN, MA 01833-2033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2020 | Deed of Trust, Mortgage · Balloon Mortgage TD BANK NA |
| Jan 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2013 · Amount on Record |
| Deed Sale | Aug 16, 2013 · Amount on Record |
| Deed Book / Page | 32751 / 8 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 21 CENTRAL ST, GEORGETOWN, MA 01833-2033 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38192-86 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 38192/86 |
| Instrument | 20200115000670 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 21 CENTRAL ST, GEORGETOWN, MA 01833-2033 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38216-58 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 38216/58 |
| Instrument | 20200127001220 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2035 |
Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Georgetown Town |
| Unified School District | Georgetown School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $13,899.00 (+57.48%) | $1,010,100 (+26.58%) Land $233,900 Building $776,200 |
| 2025 | $8,826.00 (+7.73%) | $798,000 (+22.24%) Land $233,900 Building $564,100 |
| 2024 | $8,193.00 (-2.67%) | $652,800 (+0.66%) Land $161,600 Building $491,200 |
| 2023 | $8,418.00 | $648,500 Land $161,600 Building $486,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures