Lyon County property record for 11 Carter Ln, Smith, NV 89430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,188 sqft · built 1999 |
| Lot Size | 4.81 acres (209,524 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,106 (2026) |
| Deeds & Mortgages | May 2026 Mortgage May 2019 Line of Credit + 3 more |
| Flood Zone | Zone D (undetermined) |
| APN | 010-571-03 |
| Primary APN | 010-571-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 209,524 sqft |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 210 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 11 CARTER LN |
|---|---|
| City | SMITH |
| State | NV |
| Zip | 89430-9414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR3 |
| Legal Description | 28-11-24 FRNW4/PAR 2 |
| Legal Subdivision | PETER K OXSEN |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | LYON NV |
| Township / Civil Division | SMITH VALLEY |
| Census Block Group | 1 |
| Census Block | 1182 |
| Census Tract | 960802 |
Source: Lyon County assessment roll, APN 010-571-03, as of August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 11 CARTER LN, SMITH, NV 89430-9414 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 04, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 08, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Nov 01, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Nov 02, 2017 | Quit Claim Deed, Transfer TITLE SOURCES INC |
| Oct 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 23, 2017 |
| Transfer Doc | 0000572236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | May 04, 2026 |
| Property Address | 11 CARTER LN, SMITH, NV 89430-9414 |
| Document Number | 0000707748 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026707748 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust, 189 |
| Address | 11 CARTER LN, SMITH, NV 89430-9414 |
| Document Number | 0000707748, |
|---|---|
| Date | May 04, 2026 |
| Instrument | 2026707748 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 11 CARTER LN, SMITH, NV 89430-9414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE PLATINUM |
| Name | Verified Name |
|---|
| Document Number | 0000595638 |
|---|---|
| Date | May 08, 2019 |
| Instrument | 595638 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Nov 01, 2017 |
| Property Address | 11 CARTER LN, SMITH, NV 89430-9414 |
| Document Number | 0000572111 |
| Instrument Date | Oct 23, 2017 |
| Instrument | 572111 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2017 |
| Title Company | TITLE SOURCES INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 CARTER LN SMITH NV 894309414, SMITH, NV 89430-9414 |
| Document Number | 572112 |
|---|---|
| Date | Nov 01, 2017 |
| Instrument | 572112 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 31, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Nov 02, 2017 |
| Property Address | 11 CARTER LN, SMITH, NV 89430-9414 |
| Document Number | 0000572236 |
| Instrument Date | Oct 23, 2017 |
| Instrument | 572236 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2017 |
| Title Company | TITLE SOURCES INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 11 CARTER LN SMITH NV 894309414, SMITH, NV 89430-9414 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 11 CARTER LN, SMITH, NV 89430-9414 |
| Document Number | 0000575504 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2018 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 CARTER LN SMITH NV 894309414, SMITH, NV 89430-9414 |
| Document Number | 0000575504 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 575504 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 23, 2033 |
Source: Lyon County assessment roll as of August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Unified School District | Lyon County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,106.00 (+9.52%) | $85,648 (+14.64%) Land $40,950 Building $44,699 | $244,710 (+14.64%) Land $117,000 Building $127,710 |
| 2023 | $1,923.00 (+3.55%) | $74,709 (+26.21%) Land $31,500 Building $43,209 | $213,454 (+26.21%) Land $90,000 Building $123,454 |
| 2022 | $1,857.00 | $59,194 Land $19,250 Building $39,944 | $169,127 Land $55,000 Building $114,127 |
Source: FEMA National Flood Hazard Layer, Lyon County (32019C), as of April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320199608021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Wildfire Risk | High above 85% of the US · above 66% of Nevada |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 6 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wi-Fiber Fixed Wireless | 200 / 30 |
| Northern Nevada High Speed Fixed Wireless | 25 / 10 |
| Frontier DSL | 10 / 1 |
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