10 Carter Ln, Smith, NV 89430 Property Records

Lyon County property record for 10 Carter Ln, Smith, NV 89430

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,048 sqft · built 2004
Lot Size	4.66 acres (202,990 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Mar 2013)
Tax Bill	$4,532 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2026 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`010-451-49`

Property Details

APN / Parcel Number

Primary APN	`010-451-49`
Alternative APNs	`010-451-44` `1045149`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,048 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	202,990 sqft
Garage Area	858 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10 CARTER LN
City	SMITH
State	NV
Zip	89430-9414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR3
Legal Description	28-11-24 FRNW4/PAR 3 CREATED FROM SPLIT OF PARCEL # 010-451-44 PRIMARY NEW PARCEL IS PARCEL # 010-451-48
Legal Subdivision	FM FULSTONE INC
Legal Block	1
Legal Lot Number	3
Jurisdiction	LYON NV
Township / Civil Division	SMITH VALLEY
Census Block Group	1
Census Block	1183
Census Tract	960802

Owner

Source: Lyon County records · APN 010-451-49

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10 CARTER LN, SMITH, NV 89430-9414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC
Nov 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 25, 2013 · Amount on Record
Deed Sale	Mar 25, 2013 · Amount on Record
Deed Document Number	2013504550
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	10 CARTER LN, SMITH, NV 89430-9414
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CARTER LN, SMITH, NV 89430-9414

Mortgage

Document Number	0000704404
Date	Feb 11, 2026
Instrument	704404

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	10 CARTER LN, SMITH, NV 89430-9414
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CARTER LN, SMITH, NV 89430-9414

Mortgage

Document Number	0000704404
Date	Feb 11, 2026
Instrument	704404

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	10 CARTER LN, SMITH, NV 89430-9414
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000629145
Date	Jan 26, 2021
Instrument	629145

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Sep 01, 2035

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	10 CARTER LN, SMITH, NV 89430-9414
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000560290
Date	Jan 27, 2017
Instrument	560290

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	10 CARTER LN, SMITH, NV 89430-9414
Document Number	0000606547
Instrument Date	Nov 16, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CARTER LN SMITH NV 894309414, SMITH, NV 89430-9414

Mortgage

Document Number	0000606547
Date	Nov 21, 2019
Instrument	606547

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 20, 2034

Tax Assessment & Valuation

Source: Lyon County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,532.00 (+9.42%)	$162,370 (+9.57%) Land $40,950 Building $121,420	$463,914 (+9.57%) Land $117,000 Building $346,914
2023	$4,142.00 (+3.24%)	$148,193 (+16.63%) Land $31,500 Building $116,693	$423,409 (+16.63%) Land $90,000 Building $333,409
2022	$4,012.00	$127,063 Land $19,250 Building $107,813	$363,038 Land $55,000 Building $308,038

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Wildfire

Wildfire Risk	High above 86% of the US · above 67% of Nevada
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wi-Fiber Fixed Wireless	200 / 30
Northern Nevada High Speed Fixed Wireless	25 / 10
Frontier DSL	10 / 1

Based on FCC filings for 2 locations within half a mile of this property.

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